savings

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The psychology of money: Why saving is harder than spending

1 Jul 2026 3 minute read 0 comments Bhatt_G

When we see big businessmen or very rich people, we also think that we should also become like them, but look, rich people have such habits which are not there in many people, they keep investing their money continuously and they invest their money i...

The financial lesson that changed my life!

13 May 2026 2 minute read 0 comments HiRaj

“Savings, Investment, Insurance” — I failed to correctly understand the distinctions between these three. About 15 years ago, after initiating two LIC policies and opening a PPF account, I operated under the mindset that I had fully completed my futu...

The small financial lessons, Big life Impact!

16 Apr 2026 1 minute read 0 comments HiRaj

Dear Friends, I usually write on financial matters and sharing of my own personal financial learnings is for the benefit for the friends to learn. This only intends not to do the same things again to burn your finger again.The reason I share my knowl...

New Financial Year.. New Rise and Gain Thoughts!

1 Apr 2026 3 minute read 0 comments HiRaj

Dear Friends, Here in India, the Financial Year is from 1 April to 31 March. So, the new new financial year begins from today, yes! #FY_2026_2027 As most of us, follow various resolutions in the New Year, we need to take some financial resolutions in...

The "Hidden Bank Tax" on Crypto: Why Your Local Currency is Your Secret Weapon

27 Mar 2026 2 minute read 0 comments Guardarian

First things first: A quick handshake 🤝 Hi again, Publish0x! I’m the content lead at Guardarian, and I’m back with some more "backstage" insights. First, a huge thank you to everyone who followed after my first post! We are officially on our way to...

Your financial freedom at 60 starts with your one decision at 20!

26 Feb 2026 2 minute read 1 comment HiRaj

#Investment Market This is not a place for the rich but a place for the smart people! My dear friends!!From your 20s to 60s… At what age and how should you plan to live without money?A child is born without money.But its parents have endless dreams.I...

[ENG/ITA] Plasma: a High-Performance Blockchain Built for Stablecoins

30 Sep 2025 5 minute read 0 comments Arc7icWolf

La versione italiana  si trova sotto quella inglese  The italian version  is under the english one  Plasma: a High-Performance Blockchain Built for Stablecoins     In my crypto portfolio I hold a small amount of stablecoins. For someone like me, w...

How to build your first personal budget – the foundation of financial freedom #42

2 Sep 2025 2 minute read 2 comments luciman

Have you ever felt like money disappears without you knowing where it went?Or that you work hard, but at the end of the month you have almost nothing left to save?If so, you’re not alone. The first step towards financial independence doesn’t start wi...

Bank Smarter: Earn 4.5% APY, Keep Your Cash Free.

12 Aug 2025 2 minute read 0 comments Crypto Explosion

If you live in the USA, you’re probably missing out on easy money. Many traditional banks still pay close to 0% interest on your savings. But FinTech companies are changing that. For nearly two years, I’ve trusted SoFi as my main bank for idle cash....

The Power of Small Changes: Building Better Habits with Hive

23 Jul 2025 3 minute read 0 comments Bhatt_G

Whenever we do something new, it takes time for it to become a habit. See, when you try to wake up in the morning but you are not in the habit of waking up early, then you have to face some difficulties. So, if you start doing all these tasks for som...