savings

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Credit Cards Made Simple: Save, Spend, and Stay Debt-Free

4 Jun 2025 4 minute read 0 comments Bhatt_G

Hello friends, maybe last week I did make any post related to finance, So I will try to make more such posts so that I can share my financial experience with people because see, everyone of us struggles in terms of finance, but when we get some guida...

Personal Finance: Starting an IRA in Your 20s

29 May 2025 3 minute read 0 comments WinterYeti

My daughter and I had a conversation last week that took me down memory lane. Trying to be a good parent, my first goal was to help her avoid the mistakes I made. She was wondering whether it was worth her time to start in individual retirement accou...

Can you maintain your spending with a pay cut?

8 May 2025 3 minute read 3 comments Rajat G

Can you maintain your spending with a pay cut? I come across my old friend, or to be precise, my old colleague and we used to work together some five year back, i.e, around the start of 2020. He switched the job when corona was receding i.e arou...

50-30-20.... and then?

6 Apr 2025 1 minute read 0 comments Saintazazel

One of the most widely used methods for organizing expenses and investments is the 50/30/20 rule. What does the 50/30/20 savings rule mean? It consists of dividing monthly income into three categories: 1) 50% for basic needs (essential expenses, fo...

How to Earn DAI (DAI): Unlock Passive Income

10 Dec 2024 2 minute read 0 comments Criffy

DAI is a stablecoin that maintains a 1:1 value peg with the US Dollar. It is backed by a system of smart contracts and collateral in decentralized finance (DeFi). Unlike traditional stablecoins that rely on a central issuer, DAI operates through the...

How to Earn Dogecoin (DOGE): Maximizing Your Crypto Income Through Savings and Lending

28 Nov 2024 6 minute read 0 comments Criffy

Introduction: What is Dogecoin? Dogecoin (DOGE) started as a fun, meme-inspired cryptocurrency in 2013, but has since evolved into a significant player in the crypto world. Originally designed as a "joke" currency, it quickly gained traction due to i...

Common financial mistakes we do

7 Sep 2024 2 minute read 1 comment Bala

It is important to be financially aware of what we are doing and how we are managing our money. More than earning money, it is important to know how to keep them safe or plan on saving them. There is no harm in doing a lot of spending but we have to...

Property investment or SIP in Mutual funds

30 Aug 2024 2 minute read 0 comments Bala

Yesterday I was having some conversations with one of my colleagues. He asked me why I invested in a property rather than mutual funds when I had my cash flow. The discussion happened for a very long time and we both discussed the pros and cons. His...

Saving money without sacrificing your desires

26 Apr 2024 2 minute read 0 comments Bala

Saving is very important to increase our wealth. If we want to retire with a good sum of money, then saving is very important and any financial expert would tell you the importance of saving and guide you towards that. This article in particular is g...

Saving money on grocery bills

19 Apr 2024 2 minute read 1 comment Bala

For someone who would like to save their money on Grocery bills, below are some of the tips that can be followed to reduce the money on Grocery bills. When it comes to saving money, it is not a compromise on the quality of the product that we are usi...