Simply analyze a little the main characteristics of this promising Cryptomoneda and draw our own conclusions that could lead us along the same path:
Ripple provides global financial settlement solutions so that, ultimately, the world can exchange value as if it already exchanged information, leading to an Internet of Value (IoV). Ripple enables solutions that reduce the total cost of liquidation by allowing holders to carry out transactions directly, without correspondent banks and with real-time settlement certainty. real-time Banks around the world are partnering with Ripple to improve their cross-border payment offers and to join the growing global network of financial institutions and market makers that lay the foundation for the Internet of Value.
The proposed alternative is the use of the XRP as a common currency underlying all money transfers between different currencies (the US dollar is currently the most common currency). Not only are transaction fees much lower to convert from one currency to XRP and vice versa, but transfers take a maximum of 4 seconds to execute and verify. Quite a few global banks have already started adopting Ripple, since it saves them a lot of money in the long run by avoiding exchange fees.