In China Alipay and Wechat has totally taken over the way people pay for their daily purchases and now the Central bank just revealed that they already have a electronic alternative ready for the Yuan.

With all these developments in China, LIbra trying to launch and promises from Sweden that a E-krona will arrive at some point, who will actually be the first one? 
As we have seen not all countries are talking about the moves taken in these sectors.

Speculation of who is going to be first has started among financial news letters and it is no longer a question if, but when. 

Cash or card?