Investing and more
Investing and more

Investing and more

A bit of myself


Pause for a moment: the most important investment is you

7 hours ago 2 minute read 0 comments KMatt $0.04

How often do you truly stop during the week? I don’t mean scrolling through your feed, channel-surfing, or watching yet another video, but pausing in silence—solely to listen to yourself. We live constantly bombarded by noise: notifications, charts,...

The "Buy Cheap, Buy Twice" Fallacy: The Hidden Opportunity Cost of Premium Products

1 Oct 2026 3 minute read 1 comment KMatt $0.10

How often have you found yourself in a store, torn between two similar products with vastly different price tags? We often opt for the more expensive choice, justifying the purchase with the famous adage: "buy cheap, buy twice." In reality, this phra...

The Streaming Paradox: The Resurgence of Piracy

30 Sep 2026 3 minute read 1 comment KMatt $0.16

Do you remember the original promise of streaming?All entertainment in one place, on-demand, and at an affordable price.That feels like a lifetime ago. Today, to watch the content we love, we need three or four different subscriptions, paying amounts...

Essential Strategies for Effortless Monthly Savings

27 Sep 2026 3 minute read 0 comments KMatt $0.28

Saving money doesn't require extreme deprivation, but rather a smart reorganization of your habits. Here is a practical guide to optimizing your finances, cutting unnecessary expenses, and managing daily purchases effectively—all while putting your s...

The Internet Offers Free and Open Source Options

26 Sep 2026 3 minute read 0 comments KMatt $0.22

In the era of "everything as a service," every piece of software seems to require a monthly fee. These subscriptions quietly add up, draining tens—sometimes hundreds—of euros a month: cash that could be better allocated elsewhere. Fortunately, the op...

Why Avantis's New ETFs Could Change Your Portfolio

23 Sep 2026 2 minute read 0 comments KMatt $0.16

The debate between passive and active management is a classic in personal finance. Historically, passive ETFs have won out thanks to low costs (often below 0.20%) and the absence of risk associated with poor subjective choices, simply aiming to repli...

"Subscription Fatigue": what do those €4.99-a-month charges really cost us?

22 Sep 2026 3 minute read 2 comments KMatt $0.15

There was a time—not so long ago—when you bought something, and it became yours.A CD, a video game in its case, a software license with a serial code printed on a card.You paid once, put the item on your shelf or installed it on your hard drive, and...

The Toy Economy: Adults Spend Billions on Toys

10 Sep 2026 2 minute read 0 comments KMatt $0.24

A billion-dollar market is exploding before everyone's eyes, following a logic remarkably similar to that of speculative finance: the adult toy market, dominated unchallenged by a giant founded in the 1990s.We're talking about Pokémon, of course. In...

5 Steps to Your Financial Reset by the End of 2026

8 Sep 2026 2 minute read 0 comments KMatt $0.26

We often wait until January 1st to make the usual resolutions, but the best time to take real control of your finances is now. Taking some time for a financial "reset" before the year ends gives you a huge head start. 1. Calculate Your REAL SurplusTh...

MicroStrategy unveils "Bitcoin Air Jordans," but you can't buy them with crypto

7 Sep 2026 1 minute read 0 comments KMatt $0.15

Michael Saylor's giant expands its merchandising with a custom drop of $250 sneakers. While MSTR soars on Wall Street and Nike struggles to regain its footing (exiting the S&P 100), a paradox emerges: you need fiat currency to buy them. MicroStrategy...