Welcome to the monthly review of my token portfolio, I started tracking this portfolio now 65 months ago in full transparency. I provide updates of the interests received, the services used and the transactions performed during the month. This post tracks what happened in July 2025.

Crypto interests

The portfolio earnings reached $2040 this month, that's a 44% increase from the previous month. The following tokens (including any kind of airdrops, mining, staking, interest rewards, browsing interest, Publish0x payments, and any kind of promo code or referee bonus) contributed to the earnings. They are ordered from the largest to the lowest contribution:

• 1077 CRV from Convex Finance/StakeDao as reward for contributing to the XAUt/PAXG, ETH/pxETH, msETH/ETH, ZCHF/USDT, EBTC/tBTC and WBTC/uniBTC liquidity pools on Ethereum, and WBTC/tBTC liquidity pool on Arbitrum.
• 53.88 PENDLE from StakeDao as reward for contributing to the stkGHO liquidity pool.
• 251.9 USDC/GHO from my real-estate investments on RealT, and reward from ACI from by staked GHO.
• 0.0459 ETH from Curve Finance as reward from contributing to the EURe/xDAI/USDC/USDT liquidity pool on Gnosis.
• 89.9 BADGER from Convex Finance as reward for contributing to the EBTC/tBTC liquidity pools on Ethereum
• 5.03 GMX from GMX as reward for staking my GMX tokens on Arbitrum.
• 14 JTO from Kamino Finance as reward for my contributions to the JitoSOL/SOL liquidity pool on Solana.
• 1373 T from Convex Finance as reward for contributing to the EBTC/tBTC liquidity pools on Ethereum
• 0.06 AAVE from Aave as reward for staking some AAVE.
• 0.08 GNO from my GnosisPay Visa debit card cashback.
• 2.03 HNT from my Helium access points.
• 0.06 HYPE as staking reward.
• 0.32 CVX as reward for contributing to the EBTC/tBTC, msETH/ETH and XAUt/PAXG liquidity pools on Convex Finance/StakeDao.
• 0.24 ATOM as staking reward.
• 2.34 JUNO as staking rewards.
• 0.00000109 WBTC from Turbos as reward for my contribution to the LBTC/wBTC liquidity pool on Sui.
• 0.44 OSMO staking rewards.

The following diagram depicts the evolution of the received monthly crypto interests:

This month, the annualized interest is 5.33% APR. The average on the last 12 month is now at 8.44% APR.

Regarding the interest composition, this month the main sources are the followings: CRV(53.9%), PENDLE(12.8%), USDC(12.3%) and ETH(8.7%) are the top contributors. The remaining sources are around 12.3%.

Transactions realized

Beginning of the month,

• I invested in one more real-estate property on RealT. 

Middle of the month,

• I compounded my GMX rewards.
• I claimed my CRV/T/BADGER/CVX rewards from StakeDao/Convex Finance and moved it to the liquidity pool ZCHF/USDT on StakeDao for around 20% APY.

End of the month,

• I moved some BTC liquidity from the tBTC/WBTC liquidity pool on StakeDao to the uniBTC/WBTC liquidity pool still on StakeDao for better APY.

Evolution of the portfolio value

• The portfolio finished the month with a gain of $52.5K which is +12.8%.
• The performances of the main components of the portfolio were mainly positive: WBTC(7.2%), ETH(44.2%), GMX(-8.1%), SOL(10.2%) and AAVE(-1.5%).

• The stable coins allocation is now at 17.3%. It is a mix of GHO/xDAI/USDT/USDC/EURe/ZCHF/PAXG/XAUT.
• It is still in my target range of 15-25%. I'll reinvest the monthly interest received in stable coin if the stable coin allocation is lower than the mid range, in non-stable coins if it is higher than the mid range.
• The ETH allocation is still in the target range of 15-25% but growing.

Here is the portfolio value compared to the value invested and the interest received. This month the value invested decreased again because of the spending done on my GnosisPay Visa debit card and no fresh funds added.

The portfolio performance is 12.84% this month, the historical monthly average is now +6.7%.

Things to look forward in August

July was a very good month, let's see if August is as good.