In this article I will show how I structured my portfolio between CeFi and DeFi platforms. For the moment I will not consider some crypto that I have in staking for small amounts (for example Polkadot, Cro, Splinterlands and Terra / Luna) but only larger amounts. For each platform used I will report the APY where possible (especially for CeFi platforms. After all, it does not make much sense to report that of the DeFi platforms, since the APY is very variable).

STABLECOIN, BTC AND ETH (CEFI)
As for stablecoins, the main platform I use is Celsius Network. I am very happy with it because it has an interesting 8.88% on stablecoins, 6.20% on Bitcoin and 5.50% on Ethereum. The most interesting thing about Celsius Network is that withdrawals are always FREE (all withdrawals, even performed several times a day). If you are not registered on Celsius Network I suggest you take advantage of it because you can earn $ 50 in Btc upon registration (by depositing at least $ 400). For signing up: Celsius Network (App)
Celsius (26%) = BUSD, BTC and ETH

The other platform I use is BlockFi which has seen its APY decrease a bit in recent months. In fact I have moved Btc to Celsius. To diversify my portfolio I still left USDC at 7.50%. Bonus? For every person that signs up using your referral code and deposits $100 or more into their BlockFi Interest Account (BIA), you and that friend will each earn $10 in BTC. For signing up: BlockFi
BlockFi (15%) = USDC

In Italy, Binance is having some problems for Futures but I continue to use it without problems. For the moment I have deposited Btc (which I will then move to Celsius) and some Busd which I use for Launchpool, Launchpad and Trading in the short term.
Binance (15%) = BUSD and BTC

STABLECOIN AND ALTCOIN (DEFI)
✅As for the Binance Smart Chain, I am using four platforms. Firstly Harvest Finance where I am using Busd's vault for some farming.
Harvest Finance (6.5%) = BUSD

My diversification into stable led me to also use Autofarm for the USDT / Dai vault (since the APY of 18% seemed very interesting to me).
Autofarm Network (6.5%) = USDT/Dai

I am also exposed to BIFI as an altcoin, as I bought this token in October 2020 (platform start). I believe that Beefy Finance is very interesting especially thanks to its boosts (lasting about 1 week), where it is possible to receive APY up to 90/100% (3 weeks ago in the BIFI launchpool Fruit was farmed, now the interesting FarmHero ).
Beefy Finance (5%) = BIFI

I am also testing a Degen platform called CobraSwap with absolutely insane APY (over 40,000%!) however it does not have an audit (their company VenomDAO has created the legit ViperSwap on Harmony One anyway). If you want to use it I suggest you read their tokenomics because 95% of what is farmed will be unlocked in about 1 year. You have to be careful as there are many CobraSwap clone sites. The original is CobraSwap.io
CobraSwap (1%) = Bnb / BUSD, XCobra / Bnb, Cobra / Viper

✅On Solana, I have used several platforms: Serum, Raydium, Solfarm, Mercurial Finance and now Saber. I am using the USDC / USD pool for a very variable APY (20 to 50%). I also staked some Solana on Marinade Finance (the Msol LP token instead always on Saber in a pool without impermanent loss Msol / Sol). I remember that none of Solana's platforms have "audits", however that I know of NONE has been hacked yet (I hope it doesn't happen on Saber).
Saber (9%) = USDC / USD e Msol/Sol

✅On Polygon, in addition to using Aave, Curve, Dfyn and Quickswap, I am now using DinoSwap. Perhaps it's the coolest surprise of the last few months: absurd APY and a platform that feels very solid and secure. I use the USDC / Dino pool to farm Dino (the APY has now dropped to 650%).
DinoSwap (5%) = USDC / Dino

✅Osmosis is a little known platform built by Cosmos. I am using it because I received an airdrop of about $ 2000 as a holder and for Cosmos staking on non-custodial wallets. I am using the Cosmos / Cro pool for 95% APY (initially it was 1500%!). I like it a lot (they will get their Osmo token), only problem is that if you choose the higher APY there is a liquidity release time of 14 days. Osmo can be staking (also in this case the unlocking time from the blockchain is 14 days).
Osmosis (3%) = Cro / Atom

✅I am also testing Zilswap on the Zilliqa blockchain (with ZilPay wallet). For the moment I participated in a launchpad (similar to an ICO / IDO) where in one day the BLOX token (ZilliqaRoyale) was farmed at 250/300%. ZilliqaRoyale is a first of its kind blockchain-powered battle royale game running on Minecraft. Then I am using the Zil / Gzil pool (Gzil is a governance token by Zilliqa).

ZilSwap (2%)=Zil/Gzil

✅I finish the article with Anchor Protocol (Terra / Luna) where I staking USD at 19/20%. This platform through third-party companies also guarantees an insurance on the USD peg (which for the moment, however, has not had any problems).
Anchor Protocol (6%) = USD

NFT
The mania for diversification that leads me to use and try multiple platforms has also convinced me to have a part of my portfolio on NFT. A large part of NFT (over 2000) only on the Wax blockchain (Atomic Hub and RPlanet). I am using RPlanet to farm Aether and have also put something on WaxArena which should launch its token in September (where it will be listed on Alcor). WaxArena is very similar to Rplanet, as it is possible to earn passive income by staking NFT (earns AEXP). My other investment I am making is in Sandbox where I own a Land and I am buying several assets!

Until 7 September 2021 it is possible to participate in a 🅶🅸🆅🅴🅰🆆🅰🆈 to win a Land on the Terra ecosystem! (I remember that the smaller Land on Sandbox came in at several thousand dollars!).
Here you can participate directly in the giveaway (visit their Medium page, official website, follow them on Twitter, etc you will receive 39 tickets!): TerraWorld Land Giveaway (Get Involved!)
If you want more info on this metaverse (business gaming), go here: How Terra World Works: NFT, Land And Giveaway

What do you think of this? How did you diversify your portfolio? Do you always use the same stablecoin? Do you have any interesting platforms to mention?

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