I've been holding a bag of XLM for awhile now, #1 because I've always thought due to the similar use cases between XLM and XRP that either one could become the global reserve currency or at least a medium in which that reserve currency would be exchanged.

   And #2 Because when I initially began buying XLM it was cheap, around $.06 - $.07 each. But in light of the recent Lawsuit by the S.E.C. Against Ripple, XLM has risen 4X in price. 

   With coinbase halting the ability to trade XRP on January 19th as well as many other exchanges delisting XRP, I believe Stellar (XLM) Will catch alot of the market cap of XRP in the next couple months. The market cap for XLM is currently at $6.6 billion dollars with the coin price at $.30 or so, XRP's market cap is at $12.5 billion.

     If XLM were to even match XRP's market cap the price would be about $.60 each. And with this Bullrun beginning to lean to the Altcoins there's a good possibility we may see an XLM price reach $5-$8 each at the height of the run!! Were talking serious gains my friends!!! Even if it only reached half that XLM has the ability to make many millionaires in 2021!!

  So is Stellar (XLM) A good investment in 2021?? My answer is YES!! Im not a financial advisor this is just my opinion, but either way, 2021 is going to be an exciting year in the crypto world!!!