Today, the market is red again. Am I worried? Yes, I am. However, since I believe in Bitcoin (BTC) long-term above all, I won’t stress too much.
I emphasise that my portfolio is mainly for those who do not want to adjust the ranges in which liquidity is provided actively.
Unfortunately, it’s sad I have to start this blog with all positions down, but that’s the current reality, and I will be realistic.
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Global Crypto Market Key Points 🌍
The global cryptocurrency market is down today due to uncertainty about further cuts in key interest rates.
Negative impact is also caused by weakened institutional buying.
Key influences are changes in bigger financial institutions and expectations around the Federal Reserve’s interest rate policy.
Solana ETF funds are seeing capital inflows, but the broader cryptocurrency market trend remains negative.
My Investments Overview 📊
- Bitpanda — balance dropped by $10 to $876 today. It could have dropped more given overall market declines, but I hold S&P 500 , gold , and other assets that help stabilise my balance.
- VFAT — One BTC pool remained in range and earns fees, which I’ve harvested. I increased the Loan-to-Value (LTV) where needed to avoid liquidation on this chain. I’ll rebalance an ETH pool to bring it back in range and absorb impermanent loss. The balance is down to $591.
- Krystal — experienced a bigger drop; current balance is $1,440. All positions are in range but generate fewer fees due to wider range settings. I will watch how it develops.
- Gammaswap — balance fell about $30; fees are too low to cover losses.
- Pendle — my pool matured, and I rolled it into another stablecoin pool yielding about 18% APY. Pendle isn’t the backbone of my portfolio, but could become one. TVL is sufficient.
- Extrafi — dropped due to BTC and ETH exposure. Stable investments and delta-neutral positions are holding steady.
- Moonwell — new balance $322 with a drop. Health ratio at 26.1%, below my comfort threshold of 30%. I repaid some debt to get above 30%. It’s always good to hold some cash for managing LTV.
- AAVE — same story; LTV was 54.28%, which is high. I repaid to reduce it to 47.02%, which I consider safe.
- Navi — health factor is 1.62. If it drops below 1 there is a risk of liquidation, which I learned the hard way with bots; it happens fast.
- Turbos — balance and pool out of range, so I’ll wait to see how time affects it. My vault dropped in value, too, which is worrisome since I was hopeful.
- Cetus — positions dropped; I’ll hold and not harvest to avoid impermanent loss. Vault value also fell.
- PAMMs — both my Forex investments in PAMM accounts grew, which is encouraging. I use Lirunex as my preferred provider.
Beefy Finance Portfolio Summary 🧮
Metric Value: Total deposits $6,749, Vaults 12 Accrued Yield $1,331 Estimated Daily Yield $26.55
Compared to last update: 🔻 Deposits lower / 🔼 Yield higher
Portfolio rating: 🟡 Stable but with high impermanent loss (IL) risk — most negative PnL originates from three vaults: WBTC-USDT0, cbBTC-USDC, and WETH-USDC.
Alerts for me ⚠️
- 🚨 Highest IL Risks:
- WBTC-USDT0 → –$270
- cbBTC-USDC → –$239
- WETH-USDC → –$124
These three vaults contribute most of the negative PnL, and yields do not offset losses.
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What Next? 🧭
Patience is key as we watch market developments over the coming days.
Maybe my portfolio changes will help you achieve what you want. I know I am one step closer to that.
⚠️ Disclaimer: This article is for educational purposes only and should not be taken as financial advice. Always research thoroughly and only invest what you can afford to lose.
