There are 4 benefits:
1.Stellar: is a global payment system so customers can transact directly with the world market. And anyone can deposit and hold foreign currencies such as: USD - Euro - JPY.
2.Stellar: works like a network of peers. So that any user can trade with each other on the system.
3.Stellar: owned by everyone, so no organization can control the network, no right to store data or shut down.
Stellar is different from other distributed systems, and can handle all assets and can be considered currency invaluable. XLM tokens can be easily linked with currencies in the world such as USD, EURO, ...
4. Transaction fee: Stellar is very low and almost free, so that is known and used by many people is obvious.
Another interesting benefit is that the application is built on the Stellar platform that allows users to access a market without borders. In short, it can be understood that this is an extremely effective form of money transfer.