Ripple (XRP)

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Ripple Labs created the Ripple network and the XRP token in 2012 with the purpose of making cheaper, faster cross-border payments. Ripple was thought of by Jed McCaleb (founder of the Stellar Foundation), Arthur Britto and David Schwartz, and developed from an earlier idea called OpenCoin. 

Ripple’s specific purpose as a settlement system has seen it form multiple partnerships with banks, forming a network that has since been termed as “RippleNet”. Ripple’s extensive collaboration with banks - including cross-border pilot programs - has won favor with financial institutions in several continents, and executives from the company have been known to discuss the implementation of decentralized financial systems with high-level financial industry insiders, like the IMF’s Christine Lagarde. 

Ripple also has close ties to SBI Financial Holdings, a Japanese financial giant that is keen on leveraging the token to improve financial services in Asia. President Yoshitaka Kitao has joined the Ripple Board of Directors. This, along with the extensive efforts to help banks test cross-border payments using Ripple’s technology, has emboldened investors, who believe that Ripple will act as something of a bridge between traditional banking systems and new technologically-empowered systems. 

Ripple’s quicker settlement times compared to Bitcoin (transactions take a few seconds to get validated) and its lack of energy-intensive mining has led some people to say that it is a better means of exchange than Bitcoin itself. Having said this, Ripple is still primarily focused on becoming a new form of SWIFT, one that can assist existing banks and its customers speed up international payments.

In this tag, read Ripple (XRP) news, price predictions, opinions and analyses created by users.

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12 Oct 2019 1 minute read burky $0.06 tipped

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11 Oct 2019 5 minute read dobobs $0.02 tipped

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Ripple (XRP) vs Stellar (XLM) - The Key Differences You Should Know

11 Oct 2019 5 minute read Gustas_X_R_P $7.62 tipped

Over the past week or so, I’ve been comparing Ripple and other tokens (just Bitcoin and Ethereum to start with), and how it could fit into someone’s investment portfolio.  With Ripple, Bitcoin and Ethereum, it’s quite obvious to me that if you’re ser...

What Really is the RippleNet?

11 Oct 2019 4 minute read Gustas_X_R_P $5.76 tipped

By now, if you’ve paid a little attention to developments in the cryptocurrency space, you would have heard of the RippleNet. It’s probably the most significant things about the network and one that constantly gets featured in the news. That news you... - Philippines Gateway to Cryptocurrency World

10 Oct 2019 1 minute read msimyunn $0.27 tipped

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Is Ripple (XRP) Decentralized?

10 Oct 2019 4 minute read XRP_Gato $5.96 tipped

Today, I tackle a question that I find tough to answer myself. Not tough to answer because it can’t be answered, but because the answer is a little tough to swallow. That question is: Is Ripple’s network decentralized? Anyone with a little experience...

Finastra partnered with Ripple ripplenet

10 Oct 2019 1 minute read CryptoArgha $0.12 tipped

Banking and payment based crypto currency ripples payment based cross border chain ripple partnered with finastra Finastra is a United Kingdom based software payment firm that provide secure payment service   In a official announcement by ripple on O...

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9 Oct 2019 5 minute read thunderboltkid $1.70 tipped

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Bitcoin, Ethereum, XRP - Price Prediction & Analysis October 2019

8 Oct 2019 7 minute read CryptoChartWizard91 $4.79 tipped

Septemeber was an interesting month for the cryptocurrency markets after the entire market cap fell by around $70 billion, dragging the current total market cap of the entire industry down to the $222 billion level. This market breakdown was largely...