mindfulspending

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*110* How to build a budget for health and fitness

18 Jan 2026 2 minute read 1 comment luciman

After exploring how visual improvements can make a budget easier to use, I realised that there is an area many people overlook: health. Budgets often include rent, bills, savings, investments, subscriptions or transport, yet health and fitness end up...

*98* How to make peace with the idea of a budget limit

11 Jan 2026 2 minute read 0 comments luciman

While working on the article about building a budget for big dreams, I realised how easy it is to imagine ambitious plans and how difficult it is, at the same time, to accept the need for clear limits. It’s a strange paradox: we want financial freedo...

*90* How to reward yourself without sabotaging your plan

6 Jan 2026 2 minute read 0 comments luciman

After the previous discussion about motivation, it’s time to explore a topic that can strengthen or damage any financial effort: how you reward yourself. I’ve noticed the same pattern many times, both in myself and in others. After a few days or week...

The most underrated money: the one you no longer spend #24

12 Aug 2025 1 minute read 1 comment luciman

When it comes to money, most people focus on just one thing: earning more.Yet those who truly get ahead aren't necessarily the ones with the biggest incomes, but those who know how to manage every single euro wisely. Today we’re talking about a rarel...