Loans

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Nobody Is Paying Student Loans

14 Dec 2025 1 minute read 0 comments karoshi31

Recent data suggests the student loan problem is not isolated but part of a broader breakdown in household credit. Auto and home loan delinquencies have been rising as borrowers struggle to keep up with payments in an economy where real wage growth h...

How to Use Payday Loans for Car-Related Costs (and When Not To)

16 Dec 2024 2 minute read 0 comments VitalyTennant.com

Cars are essential for most people, whether for getting to work, running errands, or maintaining a sense of independence. When unexpected car expenses arise, payday loans can provide quick financial relief. However, they aren’t a solution for every c...

Why You Should Consider a Small Loan Instead of Using Your Emergency Fund

3 Dec 2024 2 minute read 0 comments VitalyTennant.com

Emergency funds are meant to be a safety net for life’s unexpected moments. Whether it’s a surprise medical bill or a car repair, these savings ensure you can handle sudden costs without falling into financial trouble. But when a smaller expense come...

Financial Alchemy: Alchemix's Vision for a New Model of Borrowing and Its Broader Technical and Philosophical Implications

5 Apr 2024 4 minute read 1 comment Gryphonboy

Full disclosure: I am a long time user of the alchemix.fi protocol and hold the ALCX token. Decentralized finance, or DeFi, refers to financial services such as savings and loans built using blockchain technology and smart contracts, with the goal...

Crypto Loans and Savings Banks: Leveraging Digital Assets for Borrowing and Lending

23 Oct 2023 3 minute read 0 comments VitalyTennant.com

The financial system was shaken by one of today’s leading technological innovations: cryptocurrency. Breaking new ground in the finance sector, cryptocurrency opens new opportunities. Crypto loans and savings banks are some of the novel concepts brou...

How do Margin Loans Works

20 Oct 2023 7 minute read 0 comments CoinRabbit.io

What is a Margin loan? A margin loan is a type of loan that allows investors to borrow money from a brokerage firm to purchase securities such as stocks, bonds, or mutual funds. This type of loan works by using the securities in the investor’s acco...

Channeling gifts and inheritance to close off loans

19 Oct 2023 2 minute read 0 comments Bala

If we are taking a loan in India, it can be a burden for many years and it can be a burden until we close it. The interest rates are heavy and especially some personal loans are a huge burden. It is always best to not take a loan and try to satisfy o...

Emergency funds or loan repayment which comes first

19 Sep 2023 2 minute read 1 comment Bala

Every individual should have a decent amount of money as emergency funds that would help them during tough times. Most of the time these funds are kept only as liquid funds or easily accessible funds. If there are many members in the family the emerg...

What is Crypto Arbitrage? The Beginner’s Guide

18 Sep 2023 5 minute read 1 comment CoinRabbit.io

Crypto arbitrage is when you buy an asset at one place and then sell it at another where it costs more. This is a relatively low-risk way to profit from crypto, and that’s why it’s preferred by many.  With the inception of the blockchain-based loan i...

Taxes on Crypto Loans in Europe: Country by Country

17 Sep 2023 10 minute read 0 comments CoinRabbit.io

Crypto taxes for loans in Europe refer to the taxation regulations and obligations that individuals or businesses must comply with when using cryptocurrencies as collateral or lending/borrowing digital assets.The average tax percentage on selling cry...