Banking

402 Articles 6 Followers


Banks are Poop!

26 Jun 2023 2 minute read 1 comment bengy

  Hopefully the era of banks and their "too big to fail" attitude is going to come to an end at some point in the near future. They were useful for a while, in making sure that money and liquidity were able to be used... so, exploiting the time di...

Earn 1% interest with Yuh up to $25,000!

22 Jun 2023 1 minute read 0 comments The Unknown

The Yuh banking app is Switzerland's best digital bank, offering a multi-currency account with low fees compared to the competition! Opening an account is free, there are no account fees, you can create savings projects and trade directly in the app,...

Banks will be replaced by exchanges in the coming years

13 Jun 2023 2 minute read 0 comments Bala

Cryptocurrency is going to be the future of payments and It is high time we start thinking about having more cryptocurrency exchanges than banks. I understand that we have serious sentiments about Banks but there is a high possibility that in the com...

The Influence of Institutional Money in ETH

6 Jun 2023 3 minute read 0 comments WinterYeti

Today a report came out that billions exited Ethereum (ETH) recently, which of course caused the expected cliff jump in value. The stable crypto coin second only to Bitcoin plummeted immediately. But there's nothing wrong with the Ethereum network; i...

Crypto Borrowing: It Can Be Pointing a Loaded Gun at Yourself

4 Jun 2023 3 minute read 1 comment WinterYeti

Crypto borrowing involves leveraging one's cryptocurrency holdings to secure a loan from a lending platform or protocol. That loan typically comes in the form of more of a given crypto coin or token. The borrower pledges their digital assets as colla...

Banking crises

29 May 2023 4 minute read 0 comments fmiren

In light of the recent fears of recession and several bank failures I think it's time to talk about patterns of banking crises. How and why do they occur? Can we predict and avoid them? One of the best books on the history of financial crises is “Thi...

How ISO 20022 Improves Cross-Border Payments

26 May 2023 2 minute read 0 comments Craig Borysowich

Full disclosure: I’ve been participating via the Standards Council of Canada in the International Standards Organization’s (ISO) financial services standards groups for Technical Committee 68 for over 15 years.  So, I’ve played a big part in developi...

Real-Time Payments Isn’t the End of the Payments Journey

19 May 2023 1 minute read 0 comments Craig Borysowich

I get a lot of conversations where people think that once you’ve created a mechanism for real-time payments, you don’t need any other way to move money. While real-time payments offer several advantages, they may not be suitable for every situation o...

The Value of Savings in 2023

12 May 2023 2 minute read 0 comments WinterYeti

If you're wondering whether savings accounts even have a purpose today, you're not alone. Only recently, thanks to inflation and a few other economic pressure, has the interest rate on these financial tools finally gotten back up to something over 4%...

Morocco :Inefficiency Of Raising Interest Rate

30 Apr 2023 3 minute read 2 comments Rachabel

    Inflation has become a preoccupation for central banks, which since the first quarter of this year declared a state of emergency with the aim of achieving consumer price targets in the markets. Therefore, the decision was to increase interest ra...