3 A prudent person foresees danger and takes precautions.
    The simpleton goes blindly on and suffers the consequences.

If there’s one thing that has been more prevalent from this year is having back up plans. Looks like the preppers were right!

6 Direct your children onto the right path,
    and when they are older, they will not leave it.

While this isn’t a hard rule, the principle remains. Building good habits with your kids early on gives them a higher chance to turn out normal.

7 Just as the rich rule the poor,
    so the borrower is slave to the lender.

I changed servant to slave for the NLT translation because it has more impact. Once your credit score is messed up, you're kinda screwed. Don't be financially irresponsible.

26 Don’t agree to guarantee another person’s debt
    or put-up security for someone else.
27 If you can’t pay it,
    even your bed will be snatched from under you.

Story time: I made the mistake of covering people’s debt for them. Guess who got screwed over? Me. Never made that mistake again.

29 Do you see any truly competent workers?
    They will serve kings
    rather than working for ordinary people.

If you have a great skillset, you will be compensated at a higher rate for your work.