Welcome to the monthly review of my token portfolio, I started tracking this portfolio now 68 months ago in full transparency. I provide updates of the interests received, the services used and the transactions performed during the month. This post tracks what happened in October 2025.

Crypto interests

The portfolio earnings reached $1635 this month, that's a 5.1% decrease from the previous month. The following tokens (including any kind of airdrops, mining, staking, interest rewards, browsing interest, Publish0x payments, and any kind of promo code or referee bonus) contributed to the earnings. They are ordered from the largest to the lowest contribution:

• 1127 CRV from Convex Finance/StakeDao as reward for contributing to the XAUt/PAXG, ETH/pxETH, msETH/ETH and WBTC/uniBTC liquidity pools on Ethereum.
• 0.1094 ETH from Curve Finance as reward from contributing to the EURe/xDAI/USDC/USDT liquidity pool on Gnosis.
• 408 YB from YieldBasis as reward for contributing to the cbBTC and WBTC vaults.
• 223.9 USDC as TAC tokens from Turtle for my provided WBTC.
• 0.99 GNO from my GnosisPay Visa debit card cashback.
• 3.63 GMX from GMX as reward for staking my GMX tokens on Arbitrum.
• 0.05 AAVE from Aave as reward for staking some AAVE.
• 0.011 BNB from Aster and Lista as staking reward
• 0.0001 WBTC from YieldBasis
• 0.08 HYPE as staking reward.
• 0.53 HNT from my Helium access points.
• 0.25 PENDLE from StakeDao as reward for contributing to the rswETH liquidity pools.
• 0.25 ATOM as staking reward.
• 2.80 JUNO as staking rewards.
• 0.74 OSMO staking rewards.
• 0.0068 CVX as reward for contributing to the XAUt/PAXG liquidity pools on Convex Finance/StakeDao.

The following diagram depicts the evolution of the received monthly crypto interests:

This month, the annualized interest is 4.14% APR. The average on the last 12 month is now at 6.73% APR.

Regarding the interest composition, this month the main sources are the followings: CRV(32.9.1%), ETH(25.8%), YB(14.7%), USDC(13.7%) and GNO(8%). The remaining sources are around 4.9%.

Transactions realized

Beginning of the month,

• I claimed all the unclaimed rewards from StakeDao and Convex Finance. I converted them into EURe and moved it to Gnosis to be added to my GnosisPay Visa debit card.
• I compounded my GMX reward and withdrew  the unvested amount.

Middle of the month,

• I moved WBTC liquidity from Turtle to YieldBasis for around 20% APY.

Evolution of the portfolio value

• The portfolio finished the month with a loss of $34.2K which is -6.74%.
• The performances of the main components of the portfolio were mostly negative: BNB(+6%), WBTC(-7.1%), ETH(-10.8%), AAVE(-22.8%) and GMX(-37%).

• The stable coins allocation is now at 19.2%. It is a mix of xDAI/USDT/USDC/EURe/PAXG/XAUT.
• It is still in my target range of 15-25%. I'll reinvest the monthly interest received in stable coin if the stable coin allocation is lower than the mid range, in non-stable coins if it is higher than the mid range.
• The ETH allocation is at 23.8%, so back in the target range of 15-25%.

Here is the portfolio value compared to the value invested and the interest received. This month the value invested decreased again because of the spending done on my GnosisPay Visa debit card and no fresh funds added.

The portfolio performance is -6.74% this month, the historical monthly average is now +6.47%.

Things to look forward in November

October was a negative month but I started using YieldBasis which seems promising. November should bring some airdrops that should improve the monthly interest.