Making Finance Easy

Creating new methods and techniques to make finance easy to learn and work with.

A Ratio-Based Way to Calculate Fees (An Equivalent Perspective)

5 Jan 2026 1 minute read 0 comments Joe Bou Khalil

In everyday finance fees, losses, and refunds are usually calculated using a difference-based formula: subtracting the new value from the original value and dividing by the original price. While this method is correct and used worldwide. It's not the...

A Ratio-Based Way to Calculate Fees (An Equivalent Perspective)

A Day-by-day tax method: A Way I Created to Calculate Penalities or Fines

25 Aug 2025 1 minute read 0 comments Joe Bou Khalil

Managing taxes, penalties, or even fines that increase with each day can be very confusing. Traditional math usually jumps directly to formulas or tables of numbers. What about calculating day-by-day? What if there were a simpler way to do that, usin...