At this time, the beta release for the new Ripple XUMM mobile app is available for download. Click here to get to the download page for an iOS or android device.
The XUMM app is a non-custodial XRP wallet and crypto payment platform. XUMM is a “banking” application. But the services of a third-party are not necessary to complete normal banking transactions with the XUMM app.
XUMM has the following three use cases:
1. to store Ripple (XRP), the $US, or the Euro (€)
2. to buy XRP with or convert XRP back to:
- $US
- €
- Bitcoin (BTC)
3. a payment platform for:
- a peer to peer (P2P) payment
- a retail payment that is initiated by the retailer.
The transactions are done on the XRP Ledger decentralized exchange. And the transaction time is only 15 seconds!
Watch this YouTube video that shows an actual transaction.
While the download has been available only one-week, there have been more than 5,000 downloads of the XUMM moble app.