Breaking the 20 cent mark the way to $ 100 for XRP is long but can easily be reached. Every week Ripple signs partnership with banks and financial institutions. More than 350 institutions and also Central Banks worldwide are currently testing Ripple's fast software. Ripple wants to connect about 400 banks in total, which means that they will connect a new bank every week that will use XRP. This has been successful to this day! So when Ripple gets its way, the bank in your area will be connected to this coin's ecosystem before the end of the year. The xRapid system is versatile and easy to implement, so it quickly fits any system of a local bank. Critics note that this type of integration will entail depreciation of the currency, but the market has disagreed so far. Ultimately, it will mean more trades and increased demand, which will only make the XRP coin worth more.
The transaction speed of XRP is even faster than that of VISA. Speed combined with reliability makes XRP a currency you can trust and that the world needs. The ecosystem of Ripple is growing very fast and when all financial institutions (or maybe 10%) the price of XRP will be $100 dollars at least. Maybe hard to believe with a price of 20 cents but I and the growing XRP community have an absolute faith in XRP and the team behind it!