Launches Virtual Cards Virtual Cards Are Now Available in the U.S. & Europe - Here’s What You Can Do with Them

By | Updates | 27 Jul 2021

  • Virtual Visa Cards are now available in the U.S. and in Europe.
  • Visa Cards, available on App, each have their own set of benefits.
  • There is an increased Earn rate for Polkadot and Polygon deposits. Launches Virtual Visa Cards has recently launched virtual cards in the United States. This will enable users to enjoy all the benefits tied to a Visa Card without detaining the physical card. The objective is to enable users to benefit from Visa Card features as soon as possible and to be able to make online purchases before the arrival of the physical card. Virtual cards for the five card tiers - Obsidian, Icy White/Frosted Rose Gold, Jade Green/Royal Indigo, Ruby Steel and Midnight Blue- are currently available. The launch of virtual Visa Cards in the U.S. echoes’s move in making the feature available in Europe earlier this March. Now, thanks to this new add-on, users can transact more conveniently.

Virtual Cards for Your Convenience

Virtual Visa cards represent a digital form of the Visa Card. Users can therefore use the digital card to perform any actions they would normally conduct with the physical card. With the virtual cards,’s American-based market can do anything from making an online purchase to enjoying airport LoungeKey Access (available for Obsidian, Icy White/Frosted Rose Gold, and Jade Green/Royal Indigo cardholders). Visa Cards

There are five card tiers available on, each with its own package of benefits. The higher the card tier, the more benefits a user can enjoy. The card tiers from highest to lowest are Obsidian, Frosted Rose Gold & Icy White, Royal Indigo & Jade Green, Ruby Steel, and Midnight Blue. Benefits that can be enjoyed with the Visa Cards include a 100% rebate on Spotify and Netflix subscriptions, airport lounge access, additional Earn bonus rewards, and more.

The midnight blue card represents the lowest barrier of Visa Cards since it does not require CRO staking.  If users choose to stake in CRO with the cards, they will enjoy additional benefits on top of receiving CRO rewards. Below is a comprehensive list of the rewards tied with each card tier when a staking option is chosen. For more information on Visa Cards and to see what rewards can be generated when a non-staking option is chosen, please refer to this link Visa Card tiers

The launch of virtual cards has come at the right time, right when the world is undergoing rapid digital transformation. With COVID-19 and the subsequent rise of cashless and contactless transactions, virtual cards have arrived just at the nick of time. All you need to do to start enjoying the benefits of’s Visa Card is to simply fill in an application for a virtual card and wait for it to be approved. You can then transact everywhere with just your smartphone. Convenient, right? Currently, this option is available in the United States and in Europe, but is planning on launching this feature in other jurisdictions.

Crypto Earn 

One of the many benefits tied to’s virtual card is that depending on the Visa Card they hold, users can enjoy a competitive interest rate on Crypto Earn. This feature is also available for virtual cards, as they possess the same functionalities as the physical Visa card. Private users, which are holders of the Obsidian card or the Frosted Rose Gold/Icy White Visa card, can even enjoy up to 14% per annum on stablecoin deposits when they choose to stake for a 3-month period of time. Many other cryptocurrencies are available on Crypto Earn, each with their own earn rate that permits users to accrue interest on the daily. 

Increased Earn Rate on Polkadot and Polygon Deposits

Recently, adjusted the interest rates for Polkadot (DOT) and Polygon (MATIC) deposits. DOT holders can now earn up to 12.5% p.a. when they deposit DOT tokens for a 3-month period on App or Exchange. As for Polygon, the interest rate was increased to 12% p.a. Private users can even enjoy an interest rate of up to 14% p.a. To find out more about Crypto Earn and how to leverage it to accrue interest daily, please click here

Polygon and Polkadot are not the only cryptocurrencies that have favourable returns on When users choose to deposit stablecoins, they can benefit from an interest rate of up to 14% p.a. With the new partnership has formed with Circle, acquiring USDC stablecoins on the crypto platform has never been easier. 

Thanks to the collaboration, global USD deposits are now enabled. Users can transfer fiat to their App or Exchange account and gain USDC in return. With this innovation, has tackled the issue of how to transfer fiat in and out of crypto platforms seamlessly, addressing one of the most recurring barriers of the industry. 

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