It's a plan for a sort of crypto savings and loan, where I hope to have all transactions be recorded on a blockchain for transparency and so it isn't subject to people fudging the numbers. I want the crypto to act as a deflationary savings product/ way to send money in large amounts or across borders. I want the members to be able to join and participate at any price level, and vote to be a part of the bank's lending, and receive more commiserate profits. Based off that, what's my biggest problem? Right now I think it is finding a competent team that will join for revenue or equity. What do you think?