One of the main brakes for people to start investing is fear. Feeling fear is perfectly normal, but when it prevents you from leaving your comfort zone, that fear may be postponing your financial independence.

UNDERSTANDING FEAR

First, you are afraid of what you don't understand, and that fear is justified, but it should only serve as a guide to start researching and learning. Following the rule of never investing in what you don't understand is the basics for not losing money.

And secondly, we are precisely afraid of losing money. Many justify not investing anything because they heard that little guy lost everything investing in the stock market.

However, instead of discarding investments altogether, it might be better to learn from others, and think where they went wrong. So-and-so sank in greed falling into pyramids? Was he driven by the fear of losing the tram while walking (FOMO) and ended up buying a company at the high end, and right after the downtown he sold out of fear of losing everything? Fear can either make you not invest, or it can make you lose by investing.

Learn how to overcome
Investing is about saving instead of spending today and investing and accumulating more tomorrow. Therefore investing enables and accelerates your equity accumulation.

So you have to evaluate if it is not worth the risk of losing a little, for the possibility of changing your life by investing. Think, if you spend 50 reais to buy a bit of bitcoin today, the maximum you can lose is 50 reais, if in an extremely unlikely scenario the bitcoin price drops to zero. But how far can these 50 reais go in an optimistic scenario? There's no limit to it!

FIND SOON ONCE!

If you spend, for example, 1000 € in one day going out to drink, the next day you have a hangover and 1000 €  less, but nothing really valuable comes out of it. If you sacrifice one leisure day a month, you already have money to start investing!

It may happen that you invest in a business that ends up not working. But this is normal, to learn to ride a bicycle you fall sometimes. The error is necessary for learning. And when it comes to investments, you end up turning learning into money.