Ryan Osborne | Publish0x

Ryan Osborne

Originally from the south coast of England, I moved to Barcelona to pursue the good life. As a tech and lifestyle writer, I help companies and startups develop their brand, locally and internationally.

Publish0x Member Since February 2020

0 Following 116 Followers

Ryan Osborne

Top DeFi influencers you must follow right now

3 Sep 2020 8 minute read 1 comment Ryan Osborne

From $450 million to over $7 billion in under a year. The total value locked in DeFi or, simply put, the growth of this disruptive financial system, is the proof of our desire for change. #defi is a rapidly growing movement, driven by a community of...

A Brief History of Financial Services | 70 Years Through Finance

31 Aug 2020 11 minute read 2 comments Ryan Osborne

Over the last 70 years, financial services have changed beyond recognition. High street banks are being replaced by online-only banks. Savings accounts are giving way to loan investments. Fred, the financial advisor who told you the best way to safeg...

4 Reasons Why You Should Invest In Loans

21 Aug 2020 6 minute read 7 comments Ryan Osborne

For many years, investment has been about an exclusive group of rich people getting even richer, playing a game that no one else knew the rules to. Without the money to get started or the technical knowledge to wrap their heads around the jargon, mos...

Blockchain - the Face of Decentralization?

23 Jul 2020 8 minute read 1 comment Ryan Osborne

We live in a rapidly changing world that seems to get less and less stable every day. The institutions that have been the cornerstone to our societies are no longer trusted. The systems that have upheld them have proven to be rotten to the core. Neve...

8 Tips for Starting with Peer to Peer Lending

16 Jul 2020 9 minute read 1 comment Ryan Osborne

For investors looking for a greater yield, peer to peer lending as an investment is a smart move. As savings and bond rates increasingly fail to deliver and outmoded systems make old school investing a chore, peer to peer lending – with its high ROI...

A Guide To Decentralized Finance: All You Need to Know

8 Jul 2020 12 minute read 7 comments Ryan Osborne

You may have heard the term DeFi and wondered “what the hell is that?” In a world where snappy abbreviations come thick and fast, it can be hard to keep up. Simply put, DeFi is a blend of two words – ‘decentralized’ and ‘finance.’ But what is decentr...

Smart Contracts Explained: Beginner's Guide

22 Jun 2020 13 minute read 11 comments Ryan Osborne

In this digital age, where technology is simplifying and speeding up every aspect of our lives, the idea of piles and piles of paper contracts seems outdated, inefficient and unnecessary. Enter smart contracts. A digitally encrypted agreement that’s...

P2P lending vs Crowdfunding

26 May 2020 5 minute read 0 comments Ryan Osborne

P2P lending and crowdfunding often get lumped into the same group – after all, they both involve online platforms that connect people looking for funding with investors. So, it’s not hard to see why, to the average person, they seem like the same thi...

Stablecoins are booming amid the coronavirus crisis

13 May 2020 2 minute read 0 comments Ryan Osborne

In uncertain times, stability is key. As healthcare systems the world over experience an  unprecedented challenge, so too does the global financial market. And as a revolutionary financial technology, crypto faces its biggest challenge yet. While man...

How crowdlending is redefining investment in emerging markets

21 Apr 2020 4 minute read 0 comments Ryan Osborne

An increasingly popular way to connect entrepreneurs and secure investment, crowdlending is proving to be a key driver for innovative growth stage businesses. It connects those businesses that have great potential and disruptive ideas with major inve...

Comments

A Brief History of Financial Services | 70 Years Through Finance

31 Aug 2020 Ryan Osborne

01 September 2020
Thanks for your feedback! And sure, if you are talking about the financial future, I fully agree - the sooner the better ;)

4 Reasons Why You Should Invest In Loans

21 Aug 2020 Ryan Osborne

24 August 2020
Hi Teodor! In a way I can agree with you, but also - depends on what you compare it with.

4 Reasons Why You Should Invest In Loans

21 Aug 2020 Ryan Osborne

24 August 2020
Thanks for commenting. Well, as with ANY investment, there is risk and there aren't any guarantees - otherwise it wouldn't be an investment. And as a rule, the higher the risk - the bigger the reward. Now about what happens if the business fails, that depends - there are various risk mitigation policies that P2P lending platforms have set in place. That's why it's extremely important to do your own due diligence before any type of investment.

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