Soon or later in the following months, the Bear will come and it will be а slaughter for many of the projects we have now. And we should be ready for the majority of the projects to lose up to 99% of their value and many disappear entirely. I'll list here 10 projects that I intend to keep due to their strong foundation and utility. I will NOT be talking about Bitcoin and ETH in this list since they are kind of obvious. It will be 10 projects besides the top 2.
1) Stablecoins (USDC, BUSD, DAI, cEUR, etc.)
This is the best way to save money and not worry about that crypto volatility we keep hearing about :) You can stack almost any of those coins in the same way you keep money in your bank, BUT here actually earn interest for keeping your funds in certain providers. Many are giving different rates. My top choice is blockchain.com. (not a ref. link). There currently I get 13.5% per year on Stable coins attached to the US dollar and 16% on cEUR(attached to the EURO). The drawback here is that you will have to pay some fees for either buying or sending from someplace else due to the expensive gas on the ETH network. I currently use my Credit card to each month invest a certain amount into stable coins and pay about a 3% fee when buying. With the current rate, I start earning after 2.5 months. That's how much it takes to break even after paying the fee. It's still a better deal than any bank. There are plenty of other providers that are giving interest rates on Stable coins - I will list here some of the legit ones.
Crypto.com - ref. link (You will get some $40 in CRO if you verify your account with my account and purchase some crypto).
2) CRO
CRO is the native coin for Crypto.com. The company is getting huge amounts of attention with its aggressive marketing campaign and they will not stop here. They announced multiple partnerships, mostly in sports like NBA(Crypto.com Arena in LA), in Formula 1, PSG football club, and a few more. They have room to grow, even if the price drops during a bear market it will grow back and make multiple Xs on the current ~$0.50.
3) Cardano
It now looks like ADA is slowing down. However, at the moment when they will be ready for business, there will be an explosion in the price. In my mind, it's not "if", it's "when". And I'd be better holding some of those coins. The price will probably drop during the Bear market, but this only will incentivize me to obtain more ADA. Plus there are some places where you can earn yearly interest on your ADA. One of those which I use is Binance(ref. link - you can get some discounts and kickbacks from it)
4) Binance Coin
BNB is the native coin for Binance exchange and the BSC network. It has the potential to grow multiple times in the next bull market in about 2 and a half years. A drop in its price is a good reason to buy more. I wish Binance was giving better interest rates for holding it on their Exchange. Currently, you can earn about 6% per year on your BNB holdings.
5) CAKE
PancakeSwap's token is created to provide liquidity to the exchange. One of its cool features is letting the owners earn high interest - currently in the range of 55-62% per year without it leaving your Memamask wallet. You can also earn interest in your Binance exchange account with the option of locket staking. The token itself is quite volatile, but also with a very big gains potential. In the next bull market, I see it easily getting in the double-digit Xs. I would be holding it and buying more of it if the price drops.
6) Presearch
I am not always happy with PRE, but I have to admit it has potential. I'm holding few thousand of those and with its low market cap, I think it can grow really big. Especially if they manage to get away from the ETH network with its high gas fees. Currently sitting in the top 400 of all cryptos, I can easily see it in the top 20. I will not be buying it during the bear market, but certainly don't plan to sell it.
I am only holding a few ICP, but hell I intend to buy a lot more. This is one of the networks with the biggest potential. The Canisters on the ICP network are the next-level smart contracts. At its current price of about $21, it has unlimited potential to grow. I'd say that buying ICP today is like buying Bitcoin in 2015. The best place for that is Binance in my opinion, plus, they are giving about a 10-15% interest rate on ICP in their locked staking program.
8) Decentraland
MANA is arguably the most interesting Metaverse project. It has limitless potential to grow. I am currently not owning any of it, because I made a good chunk of money a few months ago when I sold at an all-time high. However, I am most definitely looking to BUY once the Bear is here.
9) The Sandbox
SAND is the biggest gaming-related token at this time. And gaming is only going bigger with time. Currently sitting at only $4, it has room to grow in double-digit Xs. I am personally HODLing about a hundred of those and intend to keep until the next bull cycle because SAND is not going anywhere.
I am personally holding those 3 assets because it did not cost me a dime to obtain them in the past. And currently, my holdings of them are worth a few grand. I like the ideas behind them and I am not in rush to sell. If they lose on their value, I believe they will be part of the survivors after the Bear market ends. Currently not intending to buy more of them.
Those are my choices. More coins are worth holding. Here are a few honorable mentions:
DOT, LINK, SOL, MATIC, VET, HNT.
What do you guys intend to HODL?
