Regulation around the world is becoming increasingly strict and diverse. And while each country regulates crypto in its own way – from strict licences in the EU to free zones in Dubai – travellers are left guessing where they can and cannot pay with cryptocurrency. 

Crypto cards take away this stress: they work at the intersection of fiat and blockchain, allowing you to pay legally and without unnecessary bureaucracy. Our ranking lists the five best -cards that give you crypto freedom in any country while complying with all the rules.

1. Trustee Plus: 0% on payments, IBAN transfers, discounts for travellers

This is a card from the Trustee Plus cryptocurrency wallet, a team of developers led by Vadim Grusha. The project is based on the concept of ‘convenient cryptocurrencies’ that do not require special knowledge or actions. The launch of card is a development of this idea. 

• Support: supports 30+ major cryptocurrencies and fiat assets.
• Availability: the card allows you to pay for purchases with cryptocurrency anywhere in the world using a standard NFC terminal. The card's main currency is EUR.
• Terms and conditions: 0% fees on all payments, card issuance and maintenance for 5 years – free of charge. Top-ups from your account – no commission.
• Features: debit card only – you only use your own funds without commissions or overpayments. Transfers with 0% commission by phone number and IBAN.
• Travel feature: insider prices and discounts of up to 60% on exclusive hotels with payment in USDC or USDT.

In the ranking by Incrypted, Eastern Europe's largest crypto media outlet, the card topped the list of the 12 best cards of the year. It is available to every Trustee Plus user.

2. Nexo Card: from 2% for payments, credit line, cashback

A card from the Nexo crypto lending platform. In this regard, the Nexo card exists not only in debit but also in credit format: it allows you to spend your credit limit without selling assets and repay it without a fixed schedule. Switching between cards is done with a single click.

• Support: ~60 assets (BTC, ETH), stablecoins (USDT, USDC) and EUR.
• Availability: the card is currently available to citizens and residents of certain European countries, including the European Zone and the United Kingdom.
• Terms: 0% for conversion, 2% for withdrawals (up to €2,000 without fees). Fees outside the country are up to 2% on weekdays and up to 2.5% on weekends.
• Features: 2% cashback on all credit transactions, passive income on account balance. Minimum credit rate threshold – from 2.9%. Virtual card can be activated with $50 in the account. Physical card – from $5,000.

3. Wirex Card: 0% on payments, cashback, discounts for travellers

Wirex is a British online banking platform that allows you to manage transactions in cryptocurrency and traditional assets. This symbiosis is embodied in a cryptocurrency card, which can be used to pay for purchases directly from your Wirex account. 

• Support: approximately 60+ cryptocurrencies and 10 fiat assets (USD, EUR, GBP).
• Availability: approximately 130 countries. 
• Terms: 0% on cryptocurrency payments. Up to £200 in cash withdrawals at ATMs worldwide with no commission.
• Features: up to 8% cashback on all purchases made with the card. Book and pay for hotels with the Wirex Card at a discount for travellers.

4. CL Card by Ledger: from 2% for payments, credit, cashback

A card from the manufacturer of Ledger hardware wallets. It is produced by partner company Baanx, but is fully compatible with the Ledger Live app, which helps you manage your assets and top up your crypto card account directly from your Ledger wallet. 

• Support: all major cryptocurrencies, including BTC and ETH, USDC stablecoin, Baanx token (BXX), fiat currencies (British GBP, Euro EUR, USD).
• Availability: available in the UK, US, Switzerland, EEA, Brazil, Mexico, Colombia, and Canada. If your country is not on the list, Ledger offers to join the waiting list.
• Terms and conditions: depend on the asset used. Card payments from 2%, withdrawal fee (via bank transfer) – 3.49%.
• Features: cashback on every purchase up to 1% in BTC, USDT, or 2% in BXX. There is a credit line, but its availability depends on your jurisdiction.

5. MetaMask Card: less than 1% for payments, bonuses from Linea, cashback

A card from one of the most popular crypto wallets in the world with a user base of over 60 million. As with the CL Card, the card is issued by Baanx.

• Support: Tokens available for spending include USDC, aUSDC, USDT, WETH, EURe, and GBPe stablecoins on the Linea network. 
• Availability: MetaMask is available in Argentina, Brazil, Colombia, Europe, Mexico, Switzerland, the United States (excluding New York and Vermont), and the UK.
• Terms: Settlement fees are less than 1% (depending on the asset), 0% for asset conversion. 
• Features: Get cashback for every purchase and earn extra income with bonuses.

The world is gradually learning to live with crypto, and cryptocards are becoming the new standard in this new economy. They don't break the rules, they fit into them – doing what was previously impossible: paying with crypto anywhere in the world is as easy as paying with a bank card. For travellers, this means the end of the eternal race with exchange rates and restrictions: now crypto works where only banks used to work.