Credit cards appeared in the late 50s and changed the way we buy goods and services. Most consumers with a bank account can register for a credit card, but there are a few only the world's elite can acquire. These special credit cards are accessible via invitation and require to spend vasts amounts of money yearly to be eligible to register for one. In today's article we will discover the 3 most exclusive credit cards.

1. Centurion Card.

Also called the "Black Card" this card from American Express has an initiation one time fee of 10000 dollars and an annually fee of 2500 dollars. It comes with quite a few perks like special reservations on exclusive restaurants and airport lounges. The points you earn every time you spend money with this card don't have an expiration date or a limit to the amount of points you can earn. 

2. J.P. Morgan Reserve Credit Card.

This card requires the applicant to have at least 10 million dollars in assets managed by J.P. Morgan private bank and comes with an annual fee of 600 dollars. Its estimated that only 5000 people have the privilege of owning a J.P. Morgan Reserve Credit Card. 

3. Dubai First Royale Mastercard.

Considered by many as the most exclusive credit card in the world, with an estimate of 200 cardholders worldwide, the Dubai First Royale Mastercard is plated in gold, with a diamond in the middle. It has an annual fee of 2000 dollars and is the preferred credit card of many Saudi royal family members.