The core of every success and failure is a decision! Our financial statuses, relationships, health conditions, etc., are accumulated effects of the choices we have made up to this point (which is a good thing, because If we have done it, we can undo it if necessary!).
Therefore, both, success and failure are the results of series of small decisions/choices we have made. Luck does play a role in our lives, but in the long term, it is the decisiveness/persistence that pays out the most. Small choices make enormous differences in results.
THE EDGE
Read Bob Proctor's "The Razor Edge" (chapter 08) concept here: https://www.pdfdrive.com/you-were-born-rich-bob-proctor-e12298895.html
Seemingly insignificant differences can decide whether you are going to become "the best", or "the worst".