A smart way to earn some mula/cash would be to sell crypto on a website like Paxful. But the only problem is that the profit margin is only about 3%. So you would probably have to get a business bank account that accepts Zelle for no-fee transfers. You could source the crypto from a non-main-stream exchange like Kraken which only charges something like 0.25% for buying most cryptocurrencies with the U.S. dollar.

To make about $200, you'd have to move over $6000. Is it possible ? Have a look at the Paxful sellers' transaction rates who are charging the 3% fee that I mentioned. Whatever they're doing is what you can do. If you've got some free time, try it out and see.