The Budget Engineer
The Budget Engineer

The Budget Engineer

Finding the latest budgeting, investing, and personal finance tools, and sharing the ones that actually work.

Best Credit Cards for Gas with No Annual Fees

8 Jun 2020 1 minute read 3 comments The Budget Engineer

So far our savings account has earned us $123 in interest this year. However, just one of my credit cards has generated $143 in cashback. I was shocked! I underestimated the benefits of my credit card rewards. Used wisely, credit cards can be great t...

How to Do Your Own Taxes — A FreeTaxUSA Review

2 Apr 2020 2 minute read 0 comments The Budget Engineer

Have you ever thought about doing your own taxes? If so, you’ve come to the right place. I’m a do-it-yourselfer that wanted to learn more about my finances. Filing my tax return seemed like the perfect mission! I spend hours each week studying how to...

Fundrise Review 2020: Real Estate Crowdfunding

18 Feb 2020 2 minute read 3 comments The Budget Engineer

Have you ever thought about investing in property? Well now because of sites like Fundrise, almost everyone can. Fundrise is an online crowdfunding platform focused on real estate investments. With as little as $500, the average investor can create a...

How I Almost Saved 89% Shopping Online

26 Jan 2020 3 minute read 3 comments The Budget Engineer

I was one mistake away from saving 89% while shopping online recently. All the tools, discounts, and rebates were available to me, but I flat out dropped the ball. I’m about as thrifty as they come, so I was kicking myself for not getting that last d...

Bumped App: The Best Rewards Since Cashback

22 Jan 2020 1 minute read 9 comments The Budget Engineer

Bumped was included in the Top 10 Most Innovative Companies for 2019, and for good reason. This app has revolutionized the way customers and brands interact, and it might become the most innovative loyalty program since the cashback or point systems....

Tools for Creating a Budget in 5 Steps

18 Jan 2020 5 minute read 7 comments The Budget Engineer

I get a lot of grief from my family for being frugal. I don’t mind it. It’s always lighthearted. But a couple of months ago my sister-in-law asked me to send her a spreadsheet for creating a budget. Oh, how the mighty have fallen… I dug through an ol...

I Saved $3465 on my Expenses and Earned an Extra $8873 This Year

14 Jan 2020 5 minute read 2 comments The Budget Engineer

2019 was an insane year for me. I moved to another state, started a new job, got married, and created The Budget Engineer. With all this going on, I didn’t think I was making much progress on my savings. This month I sat down and cracked open the dig...

The Best All-Purpose Credit Card

11 Jan 2020 7 minute read 4 comments The Budget Engineer

The average American has 3 credit cards in their wallet [1]. So how do you know if you’re using the right one? Most people probably don’t have a clue. Each credit card has its own unique rewards system – whether it’s cashback, airline miles, or point...