I Stopped Converting Crypto to Fiat. Here's How I Shop Online Instead

27 May 2026 3 minute read 2 comments ClaCucc $0.03

The average crypto-to-fiat path costs you 1–3% in exchange spreads, another 1–3% when your card touches a foreign merchant, plus whatever your bank decides to flag this week. For two years I absorbed all of that as the cost of being in crypto. Then I...