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*163* How to save money for property investments

22 Feb 2026 2 minute read 0 comments luciman

After saving has been used for safety, habits, and freedom of choice, the next step often feels natural: turning money into real assets. Property investments attract through their promise of stability and tangibility. But before any purchase, there i...

*153* How to save money through renegotiation

16 Feb 2026 2 minute read 0 comments luciman

After you begin simplifying your financial life, an uncomfortable realisation appears. Not all expenses are fixed. Many exist in their current form simply because they were never questioned. Renegotiation is not about stinginess or conflict. It is ab...