smartdiversification

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*251* How to understand correlations between assets

23 Apr 2026 3 minute read 6 comments luciman

If you look at your portfolio as a puzzle, as we discussed previously, a more subtle question naturally arises: how do the pieces interact with each other? It is not enough to choose good investments individually. What truly matters is how they move...

*197* How to diversify your portfolio with bonds

18 Mar 2026 1 minute read 0 comments luciman

After exploring the importance of investing in yourself and recognising personal capital as the foundation of any solid financial strategy, the natural next step is learning how to protect and balance your financial capital. This is where bonds come...