smartchoices

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*7* Small habits that make you poor without you realizing it

8 Oct 2025 1 minute read 0 comments luciman

More often than not, it’s not the big decisions that destabilise us financially, but the small, seemingly harmless habits. They sneak into our daily lives and, drop by drop, drain our wallet. Let’s take a look at some of the most common “traps” that...

The power of simplicity: how to choose investments without overcomplicating things #10

26 Jul 2025 1 minute read 1 comment luciman

If you’ve made it this far, you're already ahead of many people: you're investing consistently.But now comes the next challenge — choosing the right investments.And that’s where many get stuck. The market is full of options. It feels like you need to...