payments

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ISO 20022: Not a Silver Bullet for Finance

27 Jun 2023 2 minute read 0 comments Craig Borysowich

ISO 20022 messaging is a widely adopted standard for financial message formats. While it offers many advantages, it also has some potential flaws and challenges. Beyond the early claims that ISO 20022 messages couldn’t be put into APIs – which has be...

Crypto being only payment method in the future

26 Jun 2023 2 minute read 2 comments Bala

Being in the crypto world we all have lots of dreams. Today I thought maybe someday Cryptocurrency might have 100% adoption and it can become the only payment method. There can be several types and several cryptocurrencies but when everyone embraces...

How Web3 and Web2 Writing Are Different

9 Jun 2023 7 minute read 0 comments Allen Taylor

I think we've all heard the news already. Web3 is an improvement over Web2. I won't belabor all the same points. Rather, I have a different approach in mind with this topic. My question is whether writing in the Web3 ecosystem is any different than w...

How ISO 20022 Improves Cross-Border Payments

26 May 2023 2 minute read 0 comments Craig Borysowich

Full disclosure: I’ve been participating via the Standards Council of Canada in the International Standards Organization’s (ISO) financial services standards groups for Technical Committee 68 for over 15 years.  So, I’ve played a big part in developi...

Real-Time Payments Isn’t the End of the Payments Journey

19 May 2023 1 minute read 0 comments Craig Borysowich

I get a lot of conversations where people think that once you’ve created a mechanism for real-time payments, you don’t need any other way to move money. While real-time payments offer several advantages, they may not be suitable for every situation o...

No Particular Date in History: the Invention of the Personal Check

23 Apr 2023 3 minute read 1 comment WinterYeti

Today, most personal payments are handled through credit cards, ATMs, electronic ACH transfers, digital accounts and, of course, crypto payments. However, the overall lifespan of all this digital movement of money is very short, maybe dating bac...

First P2P Transaction: Bitcoin for Stickers

13 Apr 2023 2 minute read 1 comment RocketEnthusiast

Lest we forget, Bitcoin is a peer-to-peer version of electronic cash. If that phrase sounds familiar to you, it is directly from the Bitcoin white paper. And that's exactly what it is: money. As far as transacting goes, my experience with that has be...

10 Reasons Why the Future of Banking Has No Banks, Just Bitcoin.

5 Apr 2023 14 minute read 4 comments ssaurel

The banking system is flawed by design. This first sentence may seem brutal to start an article, but to convince you that it is not the case, I suggest you look at this image:   This image comes from the “Violation Tracker Industry Summary Pa...

An Internet Penetration Rate of Only 43% in Africa? No Problem for Machankura, Which Opens Up Access to Bitcoin via the GSM Network.

1 Apr 2023 5 minute read 1 comment ssaurel

I have been saying for years that the Bitcoin revolution is magical in that it reconciles individual interests with those of the collective. As a Westerner, you buy Bitcoin to take power over the fruits of your labor. You want to gain self-sovereignt...

Swaping across networks

24 Mar 2023 4 minute read 0 comments iPlayCrypto

This article is part of the iPlayCrypto collection. Visit iPlayCrypto's blog for everything on crypto! So you finally ran into another person that owns some crypto, you make a bet or get hired to provide some kind of service, and you discover that he...