moneystrategy

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*300* The uncomfortable truth about financial safety: why your plan a isn’t enough

27 May 2026 3 minute read 0 comments luciman

There is a moment, usually quiet and unexpected, when you realise that the stability you relied on is not as solid as it seemed. It does not come with a warning or a clear explanation, yet it changes the way you look at money forever. The ideas explo...

*268* How to reduce dependence on your salary and regain control over your money

4 May 2026 3 minute read 0 comments luciman

The sense of freedom discussed earlier does not come from a sudden decision, but from a gradual shift in how you build your income and manage your risks. The moment you start seeing your salary not as a solution, but as a starting point, your perspec...

*264* How to calculate your financial independence number

2 May 2026 3 minute read 0 comments luciman

Once you begin to distinguish between different levels of financial independence and realise that there is no single destination for everyone, an inevitable moment appears: you need to turn the idea into numbers. Without this step, everything remains...