MoneyManagement

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Why your emotions sabotage your finances and how to turn them into an ally #66

29 Sep 2025 1 minute read 0 comments luciman

Have you ever noticed how a stressful day at work makes you spend impulsively? Or how fear stops you from investing, even when you know the long-term outcome would be positive? The truth is simple: financial decisions are rarely purely rational. They...

Personal financial system – why motivation is not enough #62

24 Sep 2025 2 minute read 1 comment luciman

Have you ever noticed how full of energy you are when you start a new financial plan? In the first few days, you save with discipline, make lists, calculate everything carefully. But after a few weeks, the enthusiasm fades and you return to old habit...

How to save without feeling like you’re sacrificing #45

5 Sep 2025 2 minute read 0 comments luciman

In the previous article, we talked about the importance of turning intentions into habits. Now let’s go a step further and explore an essential point: how to save money without feeling like you’re depriving yourself of pleasures or comfort. Very ofte...

How to build your first personal budget – the foundation of financial freedom #42

2 Sep 2025 2 minute read 2 comments luciman

Have you ever felt like money disappears without you knowing where it went?Or that you work hard, but at the end of the month you have almost nothing left to save?If so, you’re not alone. The first step towards financial independence doesn’t start wi...

How to double your savings without earning more #30

19 Aug 2025 1 minute read 0 comments luciman

Most people believe that to save more, they need to earn more.The truth? You can double your savings without increasing your income if you learn to apply one simple principle: optimising the money you already have. 1. Identify your “invisible money...

How to triple your chances of becoming financially independent #29

18 Aug 2025 1 minute read 0 comments luciman

Most people dream of financial freedom, but few have a concrete plan.The problem isn’t a lack of motivation – it’s the absence of a clear, easy-to-implement strategy. Today, I’ll show you three simple actions that can triple your chances of reaching...

How to double your money without earning more #28

17 Aug 2025 1 minute read 0 comments luciman

Many people believe that to double their money, they need to earn more.But the truth is, you can grow your wealth without increasing your income, if you apply a few simple principles. 1. Reduce the invisible losses More often than not, the problem i...

How much money are you “losing” without realising it? #26

14 Aug 2025 1 minute read 0 comments luciman

Have you ever asked yourself where your money goes?You’ve worked hard, spent wisely, yet your bank account doesn’t seem to reflect that? More often than not, it’s not about a lack of income — it’s about invisible waste. The small leaks that empty bi...

Earning money with Cryptocurrency Trading - 1

10 Apr 2021 2 minute read 13 comments MikeZillo

I am into crypto-trading since some years and I have discovered some interesting aspects. The first one is that market cannot be predicted. Market should be indulged. By the way, you see the number “1” in the headline, meaning that I am going to tell...