LongTermThinking

20 Articles 0 Followers


*245* How to avoid FOMO in investing

19 Apr 2026 3 minute read 0 comments luciman

When markets reach new highs and more people begin talking about quick profits, a difficult feeling often appears: the impression that everyone else is benefiting while you have been left behind. In the previous article we explored how to invest when...

*237* How to learn from the history of financial markets

14 Apr 2026 3 minute read 0 comments luciman

As you begin building investments capable of generating cash flow and long-term stability, an important realisation emerges: financial markets never move in a straight line. They go through cycles, periods of enthusiasm and periods of fear, moments o...

*232* How to avoid the trap of herd emotions

10 Apr 2026 3 minute read 0 comments luciman

If you have started recording your decisions in an investment journal, you may already have noticed something interesting: financial decisions are often influenced not only by analysis but also by the collective emotions of the market. Even disciplin...

*223* How to build an exit strategy for your investments

4 Apr 2026 2 minute read 0 comments luciman

Liquidity provides flexibility, yet true financial maturity emerges when you know not only when to enter an investment, but also when and how to exit. Many investors dedicate most of their energy to identifying opportunities, analysing returns and op...

*183* How to understand risk before investing

8 Mar 2026 2 minute read 0 comments luciman

Once you start seeing investments as a path towards financial independence, an uncomfortable question naturally follows: what risk am I actually taking? This is not a technical question, but a deeply personal one. Many people avoid it or oversimplify...

*181* First steps into the world of investing

7 Mar 2026 2 minute read 0 comments luciman

Once saving has become a solid foundation rather than just a good intention, the next question naturally appears: what do you do next with your money? For many people, this is the moment when investing stops being an abstract concept and turns into a...

*180* Conclusion: saving is the foundation of financial security

6 Mar 2026 2 minute read 0 comments luciman

As you move forward on this path of saving, there comes a point where you stop searching for new techniques or stricter rules. Instead, you feel the need to connect everything into a coherent picture. After stability has been built step by step, it b...

*170* How to turn saving into a source of joy

27 Feb 2026 2 minute read 0 comments luciman

When saving becomes part of your identity, a natural next challenge appears. How do you make this habit not only responsible and correct, but also enjoyable? Many people reach this stage and stop, because they associate saving with rigidity, sacrific...

*165* How to save money for your children

24 Feb 2026 2 minute read 0 comments luciman

After discussing personal passions and their role in a balanced financial plan, a natural shift in perspective appears. At some point, financial thinking is no longer just about you. It becomes about continuity, responsibility and choices that will m...

*25* Why “i want it all now” keeps you stuck

28 Oct 2025 3 minute read 0 comments luciman

In the previous article, we talked about the investor mindset — about how patience, clarity, and long-term thinking are essential to building prosperity.Today, we’re exploring the opposite direction: the mindset that quietly sabotages us without us e...