investmentmindset

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*129* Why saving is the first step towards investing

31 Jan 2026 1 minute read 0 comments luciman

Once savings start providing safety and confidence, the next question follows naturally. What comes next for the money that is no longer just “for emergencies”? Many rush straight into investing, ignoring the foundation that separates progress from c...

*111* How to plan long-term expenses

19 Jan 2026 2 minute read 0 comments luciman

While reflecting on the idea of financial control from the previous article, I realised how different the entire picture becomes when we extend our perspective beyond the next few months and start thinking in terms of years. This is where discipline...

How to overcome the fear of starting to invest #35

25 Aug 2025 1 minute read 1 comment luciman

Have you ever felt afraid to take the first step towards investing?Maybe you have some savings, but your mind keeps repeating: “What if I lose it all?”This fear is more common than you might think, and it has a very clear psychological explanation....

Investment as a habit: how to turn a small action into a big habit #9

25 Jul 2025 1 minute read 1 comment luciman

You’ve taken the first step. You invested. Maybe just 1 euro. Maybe 10. What matters is that you’ve broken the ice.But now comes the harder part: consistency.Investing isn’t just a one-time action. The real power lies in repetition. In routine. In ha...