financialpsychology

14 Articles 0 Followers


*495* What to do when your portfolio falls and your mind starts to panic

7 Oct 2026 3 minute read 0 comments luciman $0.02

After exploring the power of words and the way our internal dialogue shapes our relationship with money, it is natural to move towards one of the moments when that dialogue faces its greatest test: the days when financial markets fall and emotions se...

*404* What a fire strategy really looks like when it fits your life, not an ideal formula

6 Aug 2026 2 minute read 0 comments luciman $0.07

There are moments when the idea of financial independence seems clear on paper, yet it quietly breaks apart when placed against real life, where small decisions, habits and personal context continuously shift direction without ever announcing it. In...

*282* Why you quit right before it works and how to use your mind to stay on track

14 May 2026 3 minute read 0 comments luciman $0.03

As you begin thinking about your children’s future and how you influence their relationship with money, an uncomfortable reflection appears: your own behaviour. Because beyond theories and strategies, the biggest obstacle is not lack of information,...

*23* The psychology of impulsive spending

25 Oct 2025 3 minute read 0 comments luciman $0.09

Have you ever felt the irresistible urge to buy something, even though you knew you didn’t really need it? Maybe it was a pair of shoes on sale, the latest gadget, or a dinner out after a stressful day. In that instant, logic takes a step back and em...

Why your emotions sabotage your finances and how to turn them into an ally #66

29 Sep 2025 1 minute read 0 comments luciman $0.10

Have you ever noticed how a stressful day at work makes you spend impulsively? Or how fear stops you from investing, even when you know the long-term outcome would be positive? The truth is simple: financial decisions are rarely purely rational. They...

Purposeful saving – how to divide your money to build your future step by step #59

21 Sep 2025 2 minute read 0 comments luciman $0.08

Once you’ve taken the first step and built an emergency fund, a natural question arises: “What should I do next with the money I’m putting aside?” The simple answer might be “keep saving.” But in reality, the key to financial progress is purposeful s...

The fear of losing money: how to manage it and become a calmer investor #52

13 Sep 2025 1 minute read 0 comments luciman $0.08

One of the biggest barriers for those starting to invest is the fear of losing money. It’s a natural emotion, rooted in our survival instinct. However, if left unchecked, this fear can block progress and lead to poor decisions. Where does the fear c...

How to save without feeling like you’re sacrificing #45

5 Sep 2025 2 minute read 0 comments luciman $0.03

In the previous article, we talked about the importance of turning intentions into habits. Now let’s go a step further and explore an essential point: how to save money without feeling like you’re depriving yourself of pleasures or comfort. Very ofte...

How to overcome the fear of starting to invest #35

25 Aug 2025 1 minute read 1 comment luciman $0.02

Have you ever felt afraid to take the first step towards investing?Maybe you have some savings, but your mind keeps repeating: “What if I lose it all?”This fear is more common than you might think, and it has a very clear psychological explanation....

How to reset your financial mindset when you feel stuck #34

24 Aug 2025 1 minute read 0 comments luciman $0.09

Have you ever felt that no matter how hard you try, you just can’t seem to make financial progress?That feeling of being stuck, as if you’re running in place, drains your energy and confidence.But the good news is that stagnation is not the end of th...