financialpsychology

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*282* Why you quit right before it works and how to use your mind to stay on track

14 May 2026 3 minute read 0 comments luciman

As you begin thinking about your children’s future and how you influence their relationship with money, an uncomfortable reflection appears: your own behaviour. Because beyond theories and strategies, the biggest obstacle is not lack of information,...

*23* The psychology of impulsive spending

25 Oct 2025 3 minute read 0 comments luciman

Have you ever felt the irresistible urge to buy something, even though you knew you didn’t really need it? Maybe it was a pair of shoes on sale, the latest gadget, or a dinner out after a stressful day. In that instant, logic takes a step back and em...

Why your emotions sabotage your finances and how to turn them into an ally #66

29 Sep 2025 1 minute read 0 comments luciman

Have you ever noticed how a stressful day at work makes you spend impulsively? Or how fear stops you from investing, even when you know the long-term outcome would be positive? The truth is simple: financial decisions are rarely purely rational. They...

Purposeful saving – how to divide your money to build your future step by step #59

21 Sep 2025 2 minute read 0 comments luciman

Once you’ve taken the first step and built an emergency fund, a natural question arises: “What should I do next with the money I’m putting aside?” The simple answer might be “keep saving.” But in reality, the key to financial progress is purposeful s...

The fear of losing money: how to manage it and become a calmer investor #52

13 Sep 2025 1 minute read 0 comments luciman

One of the biggest barriers for those starting to invest is the fear of losing money. It’s a natural emotion, rooted in our survival instinct. However, if left unchecked, this fear can block progress and lead to poor decisions. Where does the fear c...

How to save without feeling like you’re sacrificing #45

5 Sep 2025 2 minute read 0 comments luciman

In the previous article, we talked about the importance of turning intentions into habits. Now let’s go a step further and explore an essential point: how to save money without feeling like you’re depriving yourself of pleasures or comfort. Very ofte...

How to overcome the fear of starting to invest #35

25 Aug 2025 1 minute read 1 comment luciman

Have you ever felt afraid to take the first step towards investing?Maybe you have some savings, but your mind keeps repeating: “What if I lose it all?”This fear is more common than you might think, and it has a very clear psychological explanation....

How to reset your financial mindset when you feel stuck #34

24 Aug 2025 1 minute read 0 comments luciman

Have you ever felt that no matter how hard you try, you just can’t seem to make financial progress?That feeling of being stuck, as if you’re running in place, drains your energy and confidence.But the good news is that stagnation is not the end of th...

How to turn the fear of investing into an ally #33

23 Aug 2025 1 minute read 2 comments luciman

Have you ever felt a knot in your stomach when thinking about investing your money?That fear whispering: “What if I lose it all?”It’s a natural emotion — but what you do with it makes the difference between stagnation and financial progress. 1. Wher...

How to Build a Healthy Relationship with Money #32

22 Aug 2025 1 minute read 0 comments luciman

Have you ever noticed how two people with the same salary can live completely different lives?One manages to save and invest, while the other always ends up in debt.The difference is not only in income, but in their psychological relationship with mo...