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What To Do With Excess Money?

3 Oct 2022 1 minute read 1 comment mercurial9

You recently have come into possession of some windfall money, and you determine whether you look to upgrade to the latest toy, e.g., Steam Deck, new iPhone 14, etc. But is it the right way to spend this windfall? Is there any other way to make the b...

Understanding Motor Insurance

26 Sep 2022 1 minute read 0 comments mercurial9

If you want to drive your car, motorbike, or van, you'll have to make sure you have motor insurance. If you don't, then not only could you be liable for considerable costs in case of an accident; you'll be at risk of arrest, a huge fine, and in all l...

The Sooner You Start Investing The Easier Will It Be

19 Sep 2022 1 minute read 1 comment mercurial9

The sooner you start, the better. The longer you stand still and do not take action working towards your financial freedom and thinking about when and how you will retire, the more complicated and longer it will be. So start as soon as possible. It d...

Inflation: Your Portfolio’s Worst Nightmare

12 Sep 2022 1 minute read 1 comment mercurial9

I’ve been reading through my copy of The Single Best Investment (yes, yes, the book is over 20 years old), and on page one, the author Lowell Miller slapped me in the face with a critical reminder. An often overlooked, or do I dare to say purposely n...

It shouldn't be about the money

6 Sep 2022 2 minute read 0 comments mercurial9

It may be shocking to hear the idea that business isn't about money. Of course, money is part of the equation, but it is a fruit, not the primary goal. A couple of weeks ago, my bicycle seat was stolen. So I drove to the local bike shop and asked for...

Inflation and Prices Explained

30 Aug 2022 2 minute read 0 comments mercurial9

I’ve been reading about inflation lately and wanted to write a quick post about what inflation is. How the government reports inflation is grossly inaccurate, so I attempt to provide a clear example of how inflation is a cause of higher prices and no...

Entrepreneurs Who Started (Really) Late

22 Aug 2022 1 minute read 1 comment mercurial9

Most people reach a certain age and think that they can’t do it (whatever it may be) anymore. I’m here to tell you that this is not the case. Yes, when you’re young and fresh, starting a new business or running a marathon can be a lot easier, but tha...

What Gives U.S. Dollars Their Value?

15 Aug 2022 2 minute read 0 comments mercurial9

Money. We work for it. We buy things with it. We need it for retirement. But what is it, anyway? And what gives our money value? When you take a second to think about it, it's incredible that people don't ask themselves these questions more often. Af...

How To Avoid Another Credit Card Christmas

9 Aug 2022 2 minute read 1 comment mercurial9

Someone once said that the definition of a fool is a person who keeps doing the same thing over and over while expecting different results.  If that’s true, then most of us have been fools now and then.  And with the Thanksgiving and Christmas holida...

Find Happiness by Working After Retirement

31 May 2022 2 minute read 1 comment mercurial9

It is a fact that the workforce is aging out.  That means that more and more people will be heading out of the workforce in ten years. Will there be enough well-qualified workers to replace them? It doesn’t look like it. Many baby boomers are returni...