Bank Transfer vs Credit Card vs P2P: The Real Cost of Buying Crypto in 2026

24 Aug 2026 8 minute read 1 comment Heath Muchena $0.18

Bank transfer, card or P2P? We compare the real cost of buying crypto after platform fees, spreads, FX charges, bank fees, card cash-advance costs, P2P premiums and settlement time. Summary The cheapest way to buy crypto is usually not the payment me...