When it comes to cryptocurrencies and passive incomes the first thoughts are addressed to DeFi miraculous yield, Nexo/Celsius as lending platforms, Binance and other major exchanges lending programs and the traditional Staking.

I recently got in touch with another interesting platform, called Hodlnaut.

I started with only 50$, you know, at first we must check that the platform is real, paying and solid.

First question that must be answered is: what is this interest paid for?

The answer can be easily found into the FAQ, simply available into the Home Page.

This means that they do not take unnecessary risks to lend money, eventually keeping a lower interest but with a lower risk profile.

Tokens that can be deposited are BTC, ETH, DAI, USDC, USDT, WBTC and each coins has its own APY, Annual Percentage Yield. While I am writing, the Bitcoin APY is between 7.2% and 7.5%.

Interests are paid weekly, and every week you will receive and email stating how much you have earned on the past week. I receive it on Monday, but I do not know if everyone receives it the same day. Anyway, I must admit that receiving the statement of my dividends on Monday is a great way to start the working week :D

Here is my starting amount: 50$ in Bitcoin.

And here are the statements of the accrued interests:

Not bad uh?

Of course, nothing that will change anybody’s life, BUT, APY interests are constant up to a deposit of 2 BTC.

This is something that I really appreciate. This means that they give priority to low budget investors AND that they cannot ensure big profits for big stakes because allocating big stakes is not always possible.

Do you remember when I mentioned that I was looking for a solid lending platform? This is something that really addresses my attention.

Furthermore, Hodlnaut gives the chance of the internal Swap, allowing the user to exchange tokens directly into the platform. So if for example you are accruing important BTC interest, you may decide to swap them into USDC and pay yourself a USD tip to go for a dinner with your beloved.

Furthermore, Hodlnaut offers a referral link, where you will share the interests accrued from your affiliates and that makes the business even more meritocratic and sustainable.

Here is Publish0x’s affiliate link (http://hodlnaut.com/join/SsQgvcvyB)  where we are addressing all users and yes, this is not my affiliate link! Let’s support Publish0x altogether as way to thank Mods and Admins for the great work they are doing!

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