I found that with money it's not as simple as just "teach a man how to fish rather than simply providing".
Even as I teach some folks how to "fish" effectively it is as if the universe knows and sends scammers and dishonest actors to cheat them out of it. That is why I try to stick with "Study Bitcoin, HODL Bitcoin, never let it go" mentality with most people, and it seems to work best.
It's not just the external risks that are the main issue, more often than not the internal takes a bigger toll. What do I mean? Imagine that you actually have a savings portfolio, now imagine it's actually going up, as opposed to what you had your entire life, it's going up faster than you thought was possible. Suddenly, there are "important" things to purchase, expenses become greater, weird and urgent "opportunities" arise, the "standard of living" becomes pricier, and so we're back to surviving for fiat.
It's as if people are allergic to prosperity.
Easier for people and their loved ones to get in their own way rather than to be an asset to each other. Everyone has an opinion, unfortunately for the working class, they are almost never informed opinions when talking about money.
Try to explain that the MMT death cult that keeps being wrong again and again is still on CNBC due to the owners of the network, while folks who are consistently right like Ron Paul, Greg Mannarino, Gerald Celente, Mike Maloney, and Peter Schiff are outcasts and "alternative".
The "Mainstream media" has become simply unbearable for all with well-functioning brains and eyes that can see.
It is "Tyranny of the mind".
In the words of the late great George Carlin,
"It's all Bullshit and it's bad for you."
Long Decentralization, Short the Centralized.