Gone are the days when you work and save for 40-50 years, then wind up spending your retirement money paying a nursing home for your care. Today, people are able to make or lose a fortune in literally a matter of days, sometimes hours. We live in a must have it now world. I am not going to debate here whether that is good or bad, but it is a reality. Kids are wanting to make their fortune by the time they are 20. I say more power to them if they can. Just because others had to work a lifetime does not mean someone has to follow the same path especially when there are opportunities out there like never before.
So I decided to look around for a needle in a haystack in the crypto and stock arena. A needle that could make a fortune in a short period of time. I looked at crypto and could not find anything that I would have superior knowledge in over someone else. I could probably throw a dart at a crypto dartboard and do just as well. I will then give you my most successful coin to date and that is the KCS coin on KuCoin. It is backed by an exchange and you receive daily dividends based on what they earn each day. It averages about 10-12% return on the dividends. I was able to buy a bunch when it was below $1.00 and right now it is around $7-8 depending on the minute you look at it. Because it fluctuates, I would dollar cost average over time so you can get the true value of the coin while increasing your daily dividends.
Stocks are about the same way. In my opinion, they are over inflated due to the simple fact there is no other instrument that is returning any kind of yields. Certainly not bonds. I did run across a small stock with the ticker symbol LUVU. It is a very small company that has actually shown a profit as of late. It is trading around $.17 a share with a P/E of 6 with increasing sales every quarter. I will let you do your own research on it to see if it fits your needs, but maybe worth putting some profits in it. I buy it on E-trade as it is a small OTC stock, but E-trade will let you buy it since they actually do report earnings etc.
It goes without saying, I am not a financial advisor and you do not see any affiliate links in this post. I do own KCS and LUVU. Hope you come back later and comment how much money you made or not........