If you're new to the world of crypto, like me, you may at first feel as daunted as I did by the thousands of coins and tokens that exist, all at different values, like a stock market all its own. Well, I actually stumbled across Hotbit.io while searching for an exchange that traded CSOUL tokens. Once I got there, I started looking around the site and found their investment page. That's when I decided to make Hotbit one of my main exchanges. You see, I found an investment plan there for PCX (Polkadot ChainX) that pays 30% APY! That's crazy, I thought to myself. No way this place is real. I was mistaken. I have bought, sold, traded, deposited and withdrawn on Hotbit for nearly a month now with no problems whatsoever. I invested a total of almost 200 PCX in the POS fund and am currently getting returns of about $0.36USD daily. When I get paid this month, I'll be investing another $1000 worth (just over 787 PCX), which should bump me up to just over $1/day. The POS funds last indefinitely and PCX has held fairly stable at a price between $1.20-$1.27USD per for as long as I've been watching it. In addition to their many, MANY investment funds, Hotbit also pays interest on nearly every asset held in your trading account, so you gain just by storing it there, like any bank but with higher yields. If you're interested in crypto investing, but you don't know where to start, I highly recommend combining Hotbit's huge array of supported crypto and investment plans with Coinbase's easy-to-use platform and educational materials that pay you to use them.