I started using BlockFi in mid January. I had just recently joined Publish0x and learning about crypto in general. I had been holding onto some BTC in Coinbase that I'd earned from various places on the internet. But now that I am more educated I have been making smart money moves with my crypto, and even consider it a wealth building/conserving tool.

I now have around $450 worth of BTC and $450 worth of USDC sitting in BlockFi earning interest each day. It is then paid back out into my interest accounts at the beginning of each month. Today was payday for me for so I am going to share what modest returns I am getting on my little crypto hoard so far.

For February, BTC was earning 5.1% interest. Not terrible by any means and that is the highest I have found compared to other platforms. For March though, it seems that 4.9% will be the effective date. USDC had an interest rate of 8.6% for the month and it appears that it will keep that same rate into March as well.

Also, there is a referral program within BlockFi to earn even more interest from your referral network, but it appears that I don't have any one that has joined yet. Fingers crossed that this will change in the future!

If you have any questions or comments please leave them below!