Goal
All the experts said that patience, consistency and time will build wealth. So, I will be on this lengthy journey and hopefully emerged achieving financial independence after a few decades.

Crypto & ETFs
This week is my fortnightly ETFs portfolio top up of ~$1k. I have also opened an USDC stablecoin account at Celsius Network, currently at 10.5% APY. Comparing stablecoin’s APY to bank’s APY is like night and day, but it does comes with risk like hack. Another reason is because of the news that Visa partners with Circle to let card issuers integrate USDC payment. Moving forward, I intend to move ~$1.5k of my savings each month to this account.

Other than the ETFs portfolio top up and Celsius account, I didn’t change any strategy for both Crypto and ETFs portfolios. I’m just HODLing (slang for “hold on for dear life”) everything.

Quotes: “Timing the market is a fools game, whereas time in the market is your greatest natural advantage” – Nick Murray