Dear Readers,

Ripple (XRP) is a digital payment network that uses the blockchain technology protocol. The Governing token of Ripple is XRP. Ripple’s primary process is a payment settlement asset exchange and remittance system that shares similarities to the Society for Worldwide Interbank Financial Telecommunication (SWIFT) protocol for international utilities and security transfers.

The Banks are widely use this protocol in their financial transactions.  

Ripple collaborates with financial institutions worldwide;currently it operates more than 55 countries and more than 100 financial institutions have joined RippleNet, including: Santander (USA) Canadian Imperial Bank of Commerce (Canada). Many international banks are integrated into RippleNet. Any bank joining the Ripple network can access several other banks to trade with. Hence, XRP offers market access to participating banks and their customers.

The good thing about RIPPLE is Low Fees. Unlike other cryptocurrencies like Bitcoin, Litecoin, etc., Ripple has a speedy transaction time. In addition to this advantage, Ripple has a comparably low transaction fee which makes it a very useful cryptocurrency for trading purposes.

You can use XRP like any other digital currency, either for transactions or as a potential investment. You could also use the Ripple network to process other types of transactions, like exchanging currencies.

Ripple has a primary aim: to serve as an intermediary of exchange between different currencies and networks. Despite the on-going current crisis, XRP still ranks among the most valuable blockchain-based tokens measured by market capitalization.    According to the coinmarketcap.com website Ripple has positioned in 7th place with the market capitalisation of $19,792,849,827 and currently trades at $ 0.3938. It trades higher with 0.92% in the last 24 hrs and trades higher by 3.03% in the last 7 days.   XRP ledger is widely used by companies and developers in the following processes  

• Asset Custody. 
• Payment Processing.
• Web Monetization. 
• Online Gaming. 
• Wallet and Platforms. 
• Wallets and Apps. 
• On-Demand Liquidity. 
• Infrastructure.

In a nutsell, Ripple has been in the limelight since it got listed. Among with all other cryptocurrencies, there has been notably a significant increment in XRP's price. It grows with the steady speed upwards.    But it is hugely undervalued and you can watch it out and keep it in your radar!    I think this would fetch us a decent Return on Investment in the future!