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IJCH - Inside JaiChai's Head (Meaning: My Warped, Personal Opinions and Musings)

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From the Author:

Salutations.

I am JaiChai.

And if I haven't had the pleasure of meeting you before, I'm delighted to make your acquaintance now.

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I invite you to interact with everyone, learn, and have as much fun as possible!

For my returning online friends, "It's always great to see you again!"

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During the last crypto dump, Stellar Lumens and Ripple XRP managed to stay in the green among a sea of red.

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Why?

IMHO, their value is based more on fundamental capabilities vice speculation.

I have supported Stellar and Ripple and owned XLM and XRP for many years.

Here's a few of my past articles about them:

"(IJCH) Stellar - From Ripple Fork To Ripple Contender (The State Of Cryptocurrency Report)"

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Article Link: https://steemit.com/cryptocurrency/@jaichai/ijch-stellar-from-ripple-fork-to-ripple-contender-the-state-of-cryptocurrency-report

"Musings from an Ex-Moderator of the now defunct XRPTalk Forum"

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Article Link: https://steemit.com/cryptocurrency/@jaichai/musings-from-an-ex-moderator-of-the-now-defunct-xrptalk-forum

"Breaking: (IJCH) - IBM's First Crypto/Blockchain Venture. Partner? Ripple? Nope. Guess Who? Stellar!"

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Article Link: https://steemit.com/cryptocurrency/@jaichai/breaking-ijch-ibm-s-first-crypto-blockchain-venture-partner-ripple-nope-guess-who-stellar

Stellar - The Yin to Ripple's Yang (or How both XLM and XRP continue to prosper)

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Unlike Ripple's stranglehold on its protocols, Stellar is completely open-source and decentralized.

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But given their use cases, this is understandable.

Ripple deals with legacy banking systems; while Stellar partners with communities around the world.

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Stellar’s supporting organization (Stellar.org) is the only centralized entity in the entire Stellar ecosystem.

Its blend of centralized and decentralized worlds is a far cry from Ripple's and the banking world's obsession with privacy and protection.

Both Stellar and Ripple have enjoyed steady growth from the beginning.

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In fact, both have skyrocketed into the Top Ten of cryptos in record time (with Stellar hitting a "1 Million User" milestone last month).

They both performed super fast transactions (3-5 seconds) way before CREDITS, Hashgraph, Bytecoin, IOTA, etc.

They also offer cross-asset (crypto to fiat) transfer of value across borders; with Ripple concentrating of financial institutions and Stellar focusing on emerging markets.

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Early on, they led the way to insanely low processing fees.

They both have some big name partners.

Stellar with IBM and Stripe.

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Ripple with Microsoft and Google.

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Lastly, Stellar has proven to be a low cost, secure and stable smart contract platform and Ripple continues to build enterprise interoperability with more and more major financial institutions.

IMHO, with all their pluses, they have a bright future ahead and should be part of every crypto portfolio.

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Don't forget...

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By JaiChai

Mighty Kind of You for stopping by.

Truly hope to see you again!

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About the Author

Believing that school was too boring, he dropped out of High School early; only to earn an AA, BS and MBA in less than 4 years much later in life – while working full-time as a Navy/Marine Corps Medic.

In spite of a fear of heights and deep water, he performed high altitude, free-fall parachute jumps and hazardous diving ops in deep, open ocean water.

After 24 years of active duty, he retired in Asia.

Since then, he's been a full-time, single papa and actively pursuing his varied passions (Writing, Disruptive Technology, Computer Science and Cryptocurrency - plus more hobbies too boring or bizarre for most folk).

He lives on an island paradise with his teenage daughter, longtime girlfriend and three dogs.