I am not German but I happily own a bankaccount at this German Bank! Up to 25% cashback usable for Crypto!

By Fgeletterd | freewilly freemoney | 1 Feb 2022


Welcome already to my second blog, and in this one I would like to share one shortly which generated over 300 euros for me for free. By just doing my normal life. And that free profit went straight into Bitcoin.

The German Bank I am talking about is Vivid. At first it seems like a normal bank, but here are the benefits:

-It is not only a Visa but you get an european IBAN number at the same time
-As long as you don't subscribe to premium, it is completely free
-When you register you get 20 euros bonus + 70 euros cashback
-Investing in stocks and crypto easily accessible, cashback in stock rewards that are withdrawable immediately
-It is totally free (as long as you don't go for a premium account, but you really don't need that)

My link in advance: https://vivid.money/r/michiel1FB

So how is that, a really big amount of cashback?

Since they launched in June 2020, their aim was already to grow pretty hard. They started out with a tiny office in Berlin, and now house over 350 employees across 4 offices in 4 different countries. Let me tell you, they would have had me as a customer without the cashback as well. I am dutch and in the Netherlands we simply don't use Visa in general. So the combination of a Visa and the IBAN is amazing and opens up my finances to the world, instead of keeping it mostly in the Netherlands. You can check out their website at https://vivid.money/en-eu/

So the cashback basicly works like this: once you click my link to join, you need to deposit 200 euros to get the metal Visa card (arrives in around 2 weeks). It opens up the 20 euros bonus and the cashback. Every month you can get cashback from 10 companies, it always contains a supermarket. Your cashback will be valid for a month up until a maximum of 70 euros. So the 70 euros is on top of the 20 euro you already got.

This months cashback:

-Bauhaus 10%
-Lidl 16%
-Microsoft 25%
-KIK 10%
-McDonald's 15%
-El Corte Ingles 10%
-Lieferando 11%
-Kindle 25%
-Banggood.com 9%
-Nettorama 11%

Sometimes it even contains a gas station, which makes it even easier. But let me take the Lidl as an example. To reach the 70 euros cashback in the time you have, you need to spend 437,50 on groceries. Which is a really normal amount for me. If you are afraid you do not get the 70 euros before your cashback runs out, just get some cash at the supermarket on top of your normal groceries (usually the maximum they let you get is 100 euros per shopping). But you ask me now, but is it worth it for the 90 euros in total to make an account at a German Bank?

YES!

Because everytime you refer somebody, you get a 20 euros bonus again + 2 months of cashback yourself instead of 1!


So what has this to do with Crypto?

On the Vivid app you can use your cashback to invest in Crypto as well. You can even start investing with as much as 0.01 EUR. Instant buy and sell, 24/7 trading with more than 10+ currencies. To be honest, I only hold some Bitcoin in there. Keep in mind that it is always good to spread across multiple exchanges. And the expectation that banks will adopt Crypto, Vivid is actually pretty ahead of it's time. So what I basicly did is earn free money with referring people and earning the cashback by literally just doing groceries and put all that free money into Bitcoin on the same app.

Customer Service

The customer service is pretty fast and you get to talk with real people. You can either chat, call or mail. I prefer the chat because if they need to sort something out for you, you just get a notification later and you don't have to wait at all.


The end

Please leave a comment if you have any questions, I will try to answer them all.

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Fgeletterd
Fgeletterd

Healthcare worker interested in saving money, buying stocks, buying crypto and achieving FIRE! I really love my job. But working 36 hours a week to be in the rat race is just not my thing. And I hope it's also not your thing :)


freewilly freemoney
freewilly freemoney

In this blog I will post about my internet findings when it comes to free money. I will break down the benefits but also the downsides, so you will have less surprises! How I got interested in free money? When I was building my house, I had 0 left every month to invest. So in my free time, I went through the complete internet to find other ways to invest money. And I found those ways. But it required a lot of research, reading and time. So now it is time to share!

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